1251 Hemlock Ct, Munster, IN 46321 Property Records

Lake County property record for 1251 Hemlock Ct, Munster, IN 46321

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 5,434 sqft · built 1989
Lot Size0.328 acres (14,300 sqft)
OwnerTrust Name on File
Last Sale$355,000 (May 2018)
Tax Bill$8,059 (2024)
Deeds & MortgagesJan 2025 Line of Credit
Nov 2021 Transfer
+ 5 more
Flood ZoneZone X (minimal risk)
APN007-18-28-0433-0068

Property Details

APN / Parcel Number

Primary APN007-18-28-0433-0068
Alternative APNs
  • 45-07-31-256-008.000-027
  • 182804330068

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area5,434 sqft Living Area
Gross Area8,967 sqft
1st Floor Area2,717 sqft
Basement Area2,717 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2005
Construction TypeBrick
Roof MaterialAsphalt
Lot Area14,300 sqft (0.328 acres)
Lot Dimensions130 ft deep x 110 ft wide
View / LotExtra Front
Garage TypeAttached
Garage Area816 sqft
Parking Spaces3 Parking Spaces
Pool Area512 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1251 HEMLOCK CT
CityMUNSTER
StateIN
Zip46321-4205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTWIN CREEK BLOCK TWO LOT 68
Legal SubdivisionTWIN CREEK
Legal BlockTWO
Legal Lot Number68
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group1
Census Block1005
Census Tract40402

Owner

1251 Hemlock Ct is owner-occupied and held in a trust since October 2021.

Source: Lake County records, as of December 29, 2025

Owner of RecordTrust Name on File
Mailing Address1251 HEMLOCK CT, MUNSTER, IN 46321-4205
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2025Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL BANK
Nov 24, 2021Intrafamily Transfer, Transfer
Nov 2, 2021Intrafamily Transfer, Transfer
Nov 2, 2021Affidavit of Death of Joint Tenant, Transfer
Jun 22, 2018Deed of Trust, Mortgage · Commercial Mortgage
FIRST FINANCIAL BANK
May 15, 2018Affidavit of Death, Transfer
CHICAGO TITLE COMPANY
May 15, 2018Trustee's Deed, Foreclosure · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2018 · Amount on File
Deed SaleMay 15, 2018 · Amount on File
Deed Document Number201829757
Last Transfer DateOct 26, 2021
Transfer Doc0000065421
Record UpdatedOct 29, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1251 HEMLOCK CT, MUNSTER, IN 46321-4205
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002880
DateJan 27, 2025
Instrument2025-502880
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45246
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJan 10, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IN
Recording DateNov 24, 2021
Property Address1251 HEMLOCK CT, MUNSTER, IN 46321-4205
Document Number0000068755
Map ReferenceMB 49 PG 1
Instrument DateNov 24, 2021
Instrument2021-068755
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1251 HEMLOCK CT, MUNSTER, IN 46321-4205

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IN
Recording DateNov 2, 2021
Property Address1251 HEMLOCK CT, MUNSTER, IN 46321-4205
Document Number0000065422
Map ReferenceMB 49 PG 1
Instrument DateOct 26, 2021
Instrument2021-065422
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1251 HEMLOCK CT, MUNSTER, IN 46321-4205

November 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionLAKE IN
Recording DateNov 2, 2021
Property Address1251 HEMLOCK CT, MUNSTER, IN 46321-4205
Document Number0000065421
Map ReferenceMB 49 PG 1
Instrument DateOct 26, 2021
Instrument2021-065421
Transaction TypeTransfer
Record UpdatedNov 10, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1251 HEMLOCK CT, MUNSTER, IN 46321-4205

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1251 HEMLOCK CT, MUNSTER, IN 46321-4205
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039058
DateJun 22, 2018
Instrument2018 039058
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term300 Months
DueJun 6, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionLAKE IN
Recording DateMay 15, 2018
Property Address1251 HEMLOCK CT, MUNSTER, IN 46321-4205
Document Number0000029756
Instrument DateMay 9, 2018
Instrument29756
Transaction TypeTransfer
Record UpdatedMay 30, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1251 HEMLOCK CT MUNSTER IN 463214205, MUNSTER, IN 46321-4205

May 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionLAKE IN
Recording DateMay 15, 2018
Property Address1251 HEMLOCK CT, MUNSTER, IN 46321-4205
Document Number0000029757
Map ReferenceMB49 PG1
Instrument DateMay 9, 2018
Instrument2018 029757
Transaction TypeForeclosure
Record UpdatedDec 30, 2021
Title CompanyCHICAGO TITLE INS CO

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1251 HEMLOCK CT, MUNSTER, IN 46321-4205

Mortgage

Document Number0000029758
DateMay 15, 2018
Instrument2018 029758
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityMunster Town
Unified School DistrictMunster School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$524,900 Land $84,900 Building $440,000$524,900 Land $84,900 Building $440,000
2024$8,059.00
2023$551,500 (+9.38%) Land $81,700 Building $469,800$551,500 (+9.38%) Land $81,700 Building $469,800
2022$7,125.00 Homeowner's exemption$504,200 Land $81,700 Building $422,500$504,200 Land $81,700 Building $422,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1251 Hemlock Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1251 Hemlock Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUNSTER WATER COMPANY
serves 23,894 people · EPA ID IN5245031
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionMar 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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