1251 E Vermont Dr, Gilbert, AZ 85295 Property Records

Maricopa County property record for 1251 E Vermont Dr, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,934 sqft · built 2004
Lot Size	0.193 acres (8,429 sqft)
Owner	Individual Name on File
Last Sale	$590,000 (Sep 2021)
Tax Bill	$1,984 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Apr 2020 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`304-45-746`

Property Details

APN / Parcel Number

Primary APN	`304-45-746`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,934 sqft Living Area
1st Floor Area	1,934 sqft

Exterior

Year Built	Built 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,429 sqft (0.193 acres)
Parking Spaces	2 Parking Spaces
Pool Area	390 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1251 E VERMONT DR
City	GILBERT
State	AZ
Zip	85295-7154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SPECTRUM AT VAL VISTA PARCEL 6 AND 7 MCR 573-39
Legal Range	06E
Legal Township	01S
Legal Section	32
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	SPECTRUM AT VAL VISTA PARCEL 6 AND 7
Legal Lot Number	95
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1008
Census Tract	815402

Owner

1251 E Vermont Dr is owned and occupied by an individual who bought it in September 2021.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Mailing Address	1251 E VERMONT DR, GILBERT, AZ 85295-7154
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Warranty Deed, Transfer · Conventional Mortgage RBC BANK USA
Apr 22, 2020	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2021 · Amount on File
Deed Sale	Sep 22, 2021 · Amount on File
Prior Sale	Jun 24, 2016 · Amount on File
Deed Document Number	20211022843
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 22, 2021
Property Address	1251 E VERMONT DR, GILBERT, AZ 85295-7154
Document Number	0001022843
Map Reference	MB 573 PG 39
Instrument Date	Aug 19, 2021
Instrument	20211022843
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4286 W WHITE HORSE BLVD, 4286, ELOY, AZ 85131-2820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1251 E VERMONT DR, GILBERT, AZ 85295-7154

Mortgage

Document Number	0001022844
Date	Sep 22, 2021
Instrument	20211022844

Lender

Name	RBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.62%
Index	1-Year LIBOR
Max Rate	8.62%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1251 E VERMONT DR, GILBERT, AZ 85295-7154
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000342155
Date	Apr 22, 2020
Instrument	20200342155

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1251 E Vermont Dr was $1,984.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,060	$500,600 Land $100,100 Building $400,500
2025	$1,984.00
2024		$50,530	$505,300 Land $101,000 Building $404,300
2023	$2,040.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1251 E Vermont Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1251 E Vermont Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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