Prince George's County property record for 12509 Stem Ln, Bowie, MD 20715
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,716 sqft · built 1962 |
| Lot Size | 0.277 acres (12,057 sqft) |
| Owner | Individual Name on File |
| Last Sale | $322,000 (Nov 2018) |
| Tax Bill | $6,508 (2024) |
| Deeds & Mortgages | Feb 2024 Second Mortgage Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-0714535 |
| Primary APN | 07-0714535 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,716 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,057 sqft (0.277 acres) |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 0714535 |
|---|---|
| Street Address | 12509 STEM LN |
| City | BOWIE |
| State | MD |
| Zip | 20715-2229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF65 |
| Legal Description | SOMERSET AT BELAIR |
| Legal Subdivision | SOMERSET AT BELAIR |
| Legal Block | 19 |
| Legal Lot Number | 13 |
| Jurisdiction | PRINCE GEORGE'S MD |
| Township / Civil Division | 7, QUEEN ANNE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 800504 |
Source: Prince George's County records · APN 07-0714535
Assessment roll updated October 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12509 STEM LN, BOWIE, MD 20715-2229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Dec 04, 2019 | Deed of Trust, Mortgage · VA Mortgage CORNERSTONE HM LNDG |
| Nov 16, 2018 | Grant Deed, Transfer · VA Mortgage CORNERSTONE HM LNDG |
| Jun 05, 2018 | Trustee's Deed, Foreclosure COMMONWEALTH LAND TITLE INSURANCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 16, 2018 · Amount on Record |
| Deed Sale | Nov 16, 2018 · Amount on Record |
| Prior Sale | Jun 05, 2018 · Amount on Record |
| Deed Book / Page | 41532 / 177 |
| Transfer Doc | 0176620210 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PRINCE GEORGE'S MD |
| Property Address | 12509 STEM LN, BOWIE, MD 20715-2229 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0495870445 |
|---|---|
| Date | Feb 23, 2024 |
| Book Page | 49587/445 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PRINCE GEORGE'S MD |
| Property Address | 12509 STEM LN, BOWIE, MD 20715-2229 |
| Document Number | 0429640103 |
| Instrument Date | Dec 04, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2020 |
| Title Company | RGS TITLE |
| Name | Verified Name |
|---|---|
| Address | 12509 STEM LN BOWIE MD 207152229, BOWIE, MD 20715-2229 |
| Document Number | 0429640103 |
|---|---|
| Date | Jan 07, 2020 |
| Book Page | 042964/000103 |
| Name | CORNERSTONE HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 06, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PRINCE GEORGE'S MD |
| Recording Date | Nov 16, 2018 |
| Property Address | 12509 STEM LN, BOWIE, MD 20715-2229 |
| Document Number | 0415320177 |
| Book / Page | 041532 / 000177 |
| Instrument Date | Oct 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2018 |
| Title Company | RGS TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $322.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 12509 STEM LN BOWIE MD 207152229, BOWIE, MD 20715-2229 |
| Document Number | 415320184 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 041532/000184 |
| Name | CORNERSTONE HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PRINCE GEORGE'S MD |
| Recording Date | Jun 05, 2018 |
| Property Address | 12509 STEM LN, BOWIE, MD 20715-2229 |
| Document Number | 0409590465 |
| Book / Page | 040959 / 000465 |
| Instrument Date | Feb 27, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 25, 2018 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $195.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1135 6TH ST NW #1 WASHINGTON DC 200014526, 1, WASHINGTON, DC 20001-4526 |
Source: Prince George's County records · Assessment roll updated October 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Prince George's County |
| Municipality | Bowie City |
| Unified School District | Prince George's County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $401,600 (+11.87%) Land $126,600 Building $275,000 | $401,600 (-) Land $126,600 Building $275,000 | |
| 2024 | $6,508.00 (+32.74%) | ||
| 2023 | $4,903.00 | $359,000 | $401,600 Land $126,600 Building $275,000 |
Source: FEMA National Flood Hazard Layer as of January 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2008–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2011 · other causes |
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Believe Wireless.
Based on FCC filings for 469 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BOWIE serves 25,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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