12509 Elliot Ln, Huntley, IL 60142 Property Records

McHenry County property record for 12509 Elliot Ln, Huntley, IL 60142

Property Summary

Property Type	Single Family Home
Lot Size	0.294 acres (12,823 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Oct 2021)
Deeds & Mortgages	Mar 2023 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-32-405-019`

Property Details

APN / Parcel Number

Primary APN	`18-32-405-019`

Exterior

Lot Area	12,823 sqft

Location & Zoning

Street Address	12509 ELLIOT LN
City	HUNTLEY
State	IL
Zip	60142-7044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0057447 LT 48 FITZGERALD SUB MEMO: STREBEL, BRANDON MATTHEW/MARY-ELIZABETH
Legal Subdivision	FITZGERALD
Legal Lot Number	48
Jurisdiction	MCHENRY IL
Township / Civil Division	GRAFTON
Census Block Group	3
Census Block	3002
Census Tract	871501

Owner

12509 Elliot Ln is owned by an individual who bought it in October 2021.

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12509 ELLIOT LN, HUNTLEY, IL 60142-7044
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Oct 21, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2021 · Amount on File
Deed Sale	Oct 21, 2021 · Amount on File
Prior Sale	Oct 24, 2016 · Amount on File
Deed Document Number	2021R0057447
Record Updated	Jun 7, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	12509 ELLIOT LN, HUNTLEY, IL 60142-7044
Transaction Type	Mortgage
Record Updated	Apr 12, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12509 ELLIOT LN, HUNTLEY, IL 60142-7044

Mortgage

Document Number	0000007016
Date	Mar 31, 2023
Instrument	2023R0007016

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Aug 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 21, 2021
Property Address	12509 ELLIOT LN, HUNTLEY, IL 60142-7044
Document Number	0000057447
Map Reference	DOC 2005R0047073
Instrument Date	Jul 20, 2021
Instrument	2021R0057447
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	503 PLYMOUTH LN, SCHAUMBURG, IL 60193-2546

Mortgage

Document Number	0000057448
Date	Oct 21, 2021
Instrument	2021R0057448

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Grafton Township
Municipality	Huntley Village
Unified School District	Huntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$137,455 Land $8,383 Building $129,072	$412,365 Land $25,149 Building $387,216

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12509 Elliot Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 12509 Elliot Ln, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUNTLEY serves 28,495 people · EPA ID IL1110350
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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