12509 E 48th Ter S, Independence, MO 64055 Property Records

Jackson County property record for 12509 E 48th Ter S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,014 sqft · built 1955
Lot Size	0.254 acres (11,052 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Feb 2026)
Tax Bill	$1,757 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-440-08-11`

Property Details

APN / Parcel Number

Primary APN	`33-440-08-11`
Alternative APNs	`33-440-08-11-00-0-00-000` `33440081100000001` `880648`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,014 sqft Living Area
Gross Area	2,316 sqft
1st Floor Area	1,014 sqft
Basement Area	1,014 sqft
Flooring	Carpet

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,052 sqft (0.254 acres)
Lot Dimensions	148 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	880648
Street Address	12509 E 48TH TER S
City	INDEPENDENCE
State	MO
Zip	64055-5617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUE VUE LOT 129
Legal Subdivision	BLUE VUE
Legal Block	3
Legal Lot Number	129
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3009
Census Tract	12400

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12509 E 48TH TER S, INDEPENDENCE, MO 64055-5617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Feb 2, 2026	Warranty Deed, Transfer · FHA Mortgage COMMUNITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2026 · Amount on Record
Deed Sale	Feb 2, 2026 · Amount on Record
Prior Sale	Oct 31, 2016 · Amount on Record
Deed Document Number	20267571
Prior Transfer Date	Nov 30, 2005
Prior Transfer Doc	00I0109238
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12509 E 48TH TER S, INDEPENDENCE, MO 64055-5617
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0008637
Date	Feb 4, 2026
Instrument	2026E0008637

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 2, 2026
Property Address	12509 E 48TH TER S, INDEPENDENCE, MO 64055-5617
Document Number	00E0007571
Instrument Date	Jan 28, 2026
Instrument	2026E0007571
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	PLATINUM TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12509 E 48TH TER S, INDEPENDENCE, MO 64055-5617

Mortgage

Document Number	00E0008178
Date	Feb 2, 2026
Instrument	2026E0008178

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Raytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,358 (-) Land $4,055 Building $17,303	$112,410 (-)
2025	$1,757.00 (-5.03%)	$21,358 (-7.55%) Land $4,055 Building $17,303	$112,410 (-7.55%)
2024	$1,850.00 (+0.43%)
2023	$1,842.00	$23,102 Land $3,122 Building $19,980	$121,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Everfast Fiber, Google Fiber, Spectrum, Wisper ISP.

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