12509 Clear Brook Ln, Clear Spring, MD 21722 Property Records

Washington County property record for 12509 Clear Brook Ln, Clear Spring, MD 21722

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,944 sqft · built 2006
Lot Size3.95 acres (172,062 sqft)
Owner2 Company Names on Record
Last Sale$265,000 (Jun 2015)
Tax Bill$3,553 (2026)
Deeds & MortgagesOct 2026 Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-013002

Property Details

APN / Parcel Number

Primary APN23-013002
Alternative APN
  • 013002

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,944 sqft Total Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area172,062 sqft (3.95 acres)
Deck Area192 sqft
Shed1 Shed
Shed Area1,200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number013002
Street Address12509 CLEAR BROOK LN
CityCLEAR SPRING
StateMD
Zip21722-1746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA(R)
Legal DescriptionLOT A-1 3.95 ACRES 12509 CLEAR BROOK LN
Legal SubdivisionMOHNSON JAMES S & MARIAN R
Legal Lot NumberA1
JurisdictionWASHINGTON MD
Township / Civil Division23, WILSONS
Census Block Group2
Census Block2004
Census Tract11700

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address12509 CLEAR BROOK LN, CLEAR SPRING, MD 21722-1746
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2026Deed of Trust, Mortgage · Conventional Mortgage
BANK NATIONAL ASSOCIATION
Oct 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
CNB BANK INC
Jun 28, 2021Deed of Trust, Mortgage · Line of Credit
CNB BANK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2015 · Amount on Record
Deed SaleJun 4, 2015 · Amount on Record
Prior SaleSep 18, 1998 · Amount on Record
Deed Book / Page4981 / 21
Prior Transfer DateDec 6, 1984
Prior Transfer Doc0776000341
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Recording DateOct 6, 2026
Property Address12509 CLEAR BROOK LN, CLEAR SPRING, MD 21722-1746
Document Number8030000022
Book / Page8030 / 22
Instrument DateOct 1, 2026
Transaction TypeMortgage
Record UpdatedOct 16, 2026
Title CompanyTITLE ESCROW, SILK TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number8030000022,
DateOct 6, 2026
Book Page8030/22
Lender
NameBANK NATIONAL ASSOCIATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2041
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address12509 CLEAR BROOK LN, CLEAR SPRING, MD 21722-1746
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0063810430
DateOct 5, 2020
Book Page6381/430
Lender
NameCNB BANK INC
TypeBank
AddressWILMINGTON, NC 28411
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address12509 CLEAR BROOK LN, CLEAR SPRING, MD 21722-1746
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0066770323
DateJun 28, 2021
Book Page6677/323
Lender
NameCNB BANK INC
TypeBank
AddressBERKELEY SPRINGS, WV 25411
Agreement
TypeLine of Credit
AmountAmount Recorded
Term238 Months
DueMar 31, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,553.00 (+5.06%) Homeowner's exemption$362,400 (+6.15%) Land $94,500 Building $267,900$362,400 (-) Land $94,500 Building $267,900
2025$3,382.00 (+12.17%) Homeowner's exemption$341,400 (+14.03%)$362,400 (+21.04%) Land $94,500 Building $267,900
2023$3,015.00 Homeowner's exemption$299,400 Land $84,500 Building $214,900$299,400 Land $84,500 Building $214,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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