12509 Cedar St, Austin, TX 78732 Property Records

Travis County property record for 12509 Cedar St, Austin, TX 78732

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 4,081 sqft · built 2024
Lot Size0.368 acres (16,056 sqft)
Owner2 Individual Names on File
Tax Bill$3,206 (2024)
Deeds & MortgagesJun 2024 Construction Loan
Jun 2024 Construction Loan
Flood ZoneZone X (minimal risk)
APN0152400445

Property Details

APN / Parcel Number

Primary APN0152400445
Alternative APNs
  • 01524004450000
  • 900187

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,081 sqft Living Area
1st Floor Area2,950 sqft
2nd Floor Area929 sqft
Basement Area202 sqft
Finished Basement202 sqft

Exterior

Year BuiltBuilt 2024
Lot Area16,056 sqft (0.368 acres)

Exterior Amenities

PorchOpen Porch
Porch Area332 sqft
Deck Area26 sqft
Storage Building217 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number900187
Street Address12509 CEDAR ST
CityAUSTIN
StateTX
Zip78732-1810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 162 HUGHES PARK LAKE SUBD 2
Legal SubdivisionHUGHES PARK LAKE SUBD 2
Legal Lot Number162
JurisdictionTRAVIS TX
Township / Civil DivisionNORTHWEST TRAVIS
Census Block Group2
Census Block2050
Census Tract35800

Owner

Source: Travis County records · APN 0152400445

Assessment roll updated August 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12609 DESSAU RD LOT 378, 378, AUSTIN, TX 78754-1824
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2024Deed of Trust, Mortgage · Construction Mortgage
SOUTHSIDE BANK
Jun 12, 2024Deed of Trust, Mortgage · Construction Mortgage
SOUTHSIDE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 19, 2017
Deed SaleJun 19, 2017
Deed Document Number2017097231
Record UpdatedJun 08, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRAVIS TX
Property Address12509 CEDAR ST, AUSTIN, TX 78732-1810
Transaction TypeMortgage
Record UpdatedNov 04, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address12609 DESSAU RD, AUSTIN, TX 78754-1863

Mortgage

Document Number0000064555
DateJun 12, 2024
Instrument2024064555
Lender
NameSOUTHSIDE BANK
TypeBank
Address1201 S BECKHAM AVE, TYLER, TX 75701
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueJul 01, 2055
Interest
Rate TypeAdjustable Rate
Rate7.37%
AdjustableAdjustable Rate Rider
Type Change DateJul 01, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change12.3%
IndexOther
Margin3
Max Rate12.3%

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRAVIS TX
Property Address12509 CEDAR ST, AUSTIN, TX 78732-1810
Transaction TypeMortgage
Record UpdatedNov 04, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address12609 DESSAU RD, AUSTIN, TX 78754-1863

Mortgage

Document Number0000064556
DateJun 12, 2024
Instrument2024064556
Lender
NameSOUTHSIDE BANK
TypeBank
Address1320 S UNIVERSITY DR STE 106, FORT WORTH, TX 76107
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Travis County records · Assessment roll updated August 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityAustin City
CountyTravis County
Unified School DistrictLeander Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$609,513 (+306.34%) Land $294,157 Building $393,513$687,670 (+358.45%) Land $294,157 Building $393,513
2024$3,206.00
2023$150,000 Land $150,000$150,000 Land $150,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims2 (2018)
Most Recent ClaimOct 2018 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Oct 2018 · 2 claims

Wildfire

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Spectrum.

Based on FCC filings for 126 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTRAVIS COUNTY WCID 17
serves 45,165 people
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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