12505 Woods Rd, Wilton, CA 95693 Property Records

Sacramento County property record for 12505 Woods Rd, Wilton, CA 95693

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,596 sqft · built 1982
Lot Size	30 acres (1,306,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,079 (2025)
Deeds & Mortgages	Aug 2021 Second Mortgage Aug 2021 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`136-0290-001-0000`

Property Details

APN / Parcel Number

Primary APN	`136-0290-001-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,596 sqft Living Area
1st Floor Area	2,596 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,306,800 sqft
Garage Area	1,176 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12505 WOODS RD
City	WILTON
State	CA
Zip	95693-8591
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-20
Legal Description	N 1/2 & S E 1/4 LOT 1 DON RAY COL NO 1 SEC 22 TWP 6 N R 7 E M D B & M CONTG 30 AC
Legal Subdivision	DON RAY COLONY #1
Legal Block	M
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1001
Census Tract	9404

Owner

12505 Woods Rd is owned and occupied by two individuals who acquired it in March 2013.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12505 WOODS RD, WILTON, CA 95693-8591
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SACRAMENTO CU
Aug 2, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SACRAMENTO CU
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MTG
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage SACRAMENTO CU
Aug 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 27, 2013
Transfer Doc	0000001077
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12505 WOODS RD, WILTON, CA 95693-8591
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12505 WOODS RD, WILTON, CA 95693-8591

Mortgage

Document Number	0000000652
Date	Aug 2, 2021
Instrument	202108020652

Lender

Name	SACRAMENTO CU
Type	Credit Union
Address	SACRAMENTO, CA 95812

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 16, 2036

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12505 WOODS RD, WILTON, CA 95693-8591
Transaction Type	Mortgage
Record Updated	Aug 13, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12505 WOODS RD, WILTON, CA 95693-8591

Mortgage

Document Number	8020000000652
Date	Aug 2, 2021
Book Page	20210802/652

Lender

Name	SACRAMENTO CU
Type	Credit Union
Address	SACRAMENTO, CA 95812

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 16, 2036

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12505 WOODS RD, WILTON, CA 95693-8591
Document Number	2011131171
Instrument Date	Nov 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12505 WOODS RD WILTON CA 956938591, WILTON, CA 95693-8591

Mortgage

Document Number	2011131171
Date	Nov 13, 2020
Instrument	2011131171

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12505 WOODS RD, WILTON, CA 95693-8591
Document Number	1911140069
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12505 WOODS RD WILTON CA 956938591, WILTON, CA 95693-8591

Mortgage

Document Number	1911140069
Date	Nov 14, 2019
Instrument	1911140069

Lender

Name	SACRAMENTO CU
Type	Credit Union
Address	SACRAMENTO, CA 95812-2351

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 13, 2039

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12505 WOODS RD, WILTON, CA 95693-8591
Document Number	1708230992
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 31, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12505 WOODS RD WILTON CA 956938591, WILTON, CA 95693-8591

Mortgage

Document Number	1708230992
Date	Aug 23, 2017
Instrument	1708230992

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12505 Woods Rd was $5,079 with a homeowner's exemption, up 1.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Elementary School District	Arcohe Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$460,921 (+2%) Land $85,983 Building $374,938
2025	$5,079.00 (+1.89%) Homeowner's exemption	$451,885 Land $84,298 Building $367,587
2024	$4,985.00 (+7.39%)
2023	$4,642.00 (-0.19%) Homeowner's exemption	$434,340 Land $81,026 Building $353,314
2022	$4,651.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12505 Woods Rd in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	26 (1986–2022)
Claims Outside the SFHA	6 of 26
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 3 claims Flooding, Feb 2017 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12505 Woods Rd is high, ranking above 77% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
unWired Broadband Fixed Wireless	400 / 50
Zeta Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cal.net.

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