12505 Farmbrook Dr, Middletown (Louisville), KY 40243 Property Records

Louisville/Jefferson County Metro Government property record for 12505 Farmbrook Dr, Middletown, KY 40243

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,107 sqft · built 1969
Lot Size0.233 acres (10,171 sqft)
Owner2 Individual Names on Record
Last Sale$254,900 (Mar 2024)
Tax Bill$2,844 (2025)
Deeds & MortgagesSep 2026 Mortgage
Mar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22185401980000

Property Details

APN / Parcel Number

Primary APN22185401980000
Alternative APNs
  • 185401980000
  • 00099833

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,107 sqft Finished Area
FlooringCovered

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,171 sqft (0.233 acres)
Garage TypeAttached
Garage Area300 sqft
Parking Spaces1 Parking Space
Deck Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00099833
Street Address12505 FARMBROOK DR
CityLOUISVILLE
StateKY
Zip40243-2127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4-RESIDEN
Legal DescriptionCROSSCREEK SEC 2
Legal SubdivisionCROSSCREEKE
JurisdictionJEFFERSON KY
Township / Civil DivisionSOUTHEAST JEFFERSON
Census Block Group2
Census Block2020
Census Tract10407

Owner

Source: Louisville/Jefferson County Metro Government records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12505 FARMBROOK DR, LOUISVILLE, KY 40243-2127
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2026Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING
Mar 4, 2024Deed, Transfer · VA Mortgage
RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2024 · Amount on Record
Deed SaleMar 4, 2024 · Amount on Record
Deed Document Number202431483
Deed Book / Page12793 / 109
Prior Transfer DateJun 30, 2006
Prior Transfer Doc0088640067
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Recording DateSep 8, 2026
Property Address12505 FARMBROOK DR, LOUISVILLE, KY 40243-2127
Document Number0000109843
Book / Page19964 / 730
Instrument DateAug 20, 2026
Instrument2026109843
Transaction TypeMortgage
Record UpdatedSep 24, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman, 286
Address12505 FARMBROOK DR, LOUISVILLE, KY 40243-2127

Mortgage

Document Number0000109843,
DateSep 8, 2026
Book Page19964/730
Instrument2026109843
Lender
NameLAKEVIEW LOAN SERVICING
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term336 Months
DueSep 1, 2054
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2024: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON KY
Recording DateMar 4, 2024
Property Address12505 FARMBROOK DR, MIDDLETOWN, KY 40243-2127
Document Number0000031483
Book / PageD 12793 / 109
Map ReferenceMB 25 PG 48
Instrument DateFeb 29, 2024
Instrument2024031483
Transaction TypeTransfer
Record UpdatedMar 12, 2024
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$255.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address12505 FARMBROOK DR, LOUISVILLE, KY 40243-2127

Mortgage

Document Number0000031484
DateMar 4, 2024
Instrument2024031484
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2054

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityMiddletown City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,844.00 (+4.98%)$254,900 (+8.95%) Land $48,000 Building $206,900
2024$254,900 (+8.95%) Land $48,000 Building $206,900
2023$2,709.00 (-0.33%)$233,970 (-) Land $48,000 Building $185,970$233,970 (-) Land $48,000 Building $185,970
2022$2,718.00$233,970 Land $48,000 Building $185,970$233,970 Land $48,000 Building $185,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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