12504 Split Creek Ct, North Potomac (Gaithersburg), MD 20878 Property Records

Montgomery County property record for 12504 Split Creek Ct, North Potomac, MD 20878

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,268 sqft · built 1984
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,050,000 (Jul 2015)
Tax Bill	$14,116 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-02159297`

Property Details

APN / Parcel Number

Primary APN	`06-02159297`
Alternative APN	`02159297`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,268 sqft Living Area
Gross Area	3,748 sqft
1st Floor Area	1,828 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Wood Shingle
Lot Area	87,120 sqft
View / Lot	Waterfront
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	640 sqft
Porch	Open Porch
Porch Area	360 sqft
Deck Area	360 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	02159297
Street Address	12504 SPLIT CREEK CT
City	NORTH POTOMAC
State	MD
Zip	20878-3903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2
Legal Description	BELEVEDERE
Legal Subdivision	BELVEDERE
Legal Block	4
Legal Lot Number	155
Jurisdiction	MONTGOMERY MD
Township / Civil Division	6
Census Block Group	4
Census Block	4007
Census Tract	700608

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12504 SPLIT CREEK CT, NORTH POTOMAC, MD 20878-3903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2015 · Amount on Record
Deed Sale	Jul 27, 2015 · Amount on Record
Prior Sale	Dec 12, 2000 · Amount on Record
Deed Book / Page	50727 / 101
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12504 SPLIT CREEK CT, NORTH POTOMAC, MD 20878-3903
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12504 SPLIT CREEK CT, NORTH POTOMAC, MD 20878-3903

Mortgage

Document Number	0620780018
Date	Mar 4, 2021
Book Page	62078/18

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,289,933 (+6.68%)	$1,370,700 (-) Land $533,600 Building $837,100
2025	$14,116.00 (+16.9%)	$1,209,167 (+8.87%)	$1,370,700 (+21.47%) Land $533,600 Building $837,100
2023		$1,110,700	$1,128,400 Land $508,200 Building $620,200
2022	$12,075.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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