12504 S Murphy Rd, Cheney, WA 99004 Property Records

Spokane County property record for 12504 S Murphy Rd, Cheney, WA 99004

Property Summary

Property Type	General Agricultural/Rural
Details	2 bd · 1.5 ba · 2,808 sqft · built 1986
Lot Size	9.26 acres (403,366 sqft)
Owner	Individual Name on Record
Tax Bill	$4,060 (2026)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14264.0102`

Property Details

APN / Parcel Number

Primary APN	`14264.0102`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,808 sqft Gross Area
1st Floor Area	1,380 sqft
2nd Floor Area	1,380 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	403,366 sqft
Garage Type	Detached
Garage Area	1,800 sqft
Parking Spaces	10 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	48 sqft
Deck Area	304 sqft
Patio Area	304 sqft
Canopy	48 sqft
Lean-To	336 sqft
Utility Building	216 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	12504 S MURPHY RD
City	CHENEY
State	WA
Zip	99004-9063
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	LTA
Legal Description	MEADO LK GDN SPRING L7-8
Legal Range	41E
Legal Township	24N
Legal Section	26
Legal Subdivision	MEADO LK GDN SPRING
Legal Lot Number	7-8
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	3
Census Block	3044
Census Tract	14100

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12504 S MURPHY RD, CHENEY, WA 99004-9063
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12504 S MURPHY RD, CHENEY, WA 99004-9063
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	VESTAT TITLE AND ESCROW, VISTA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007193372
Date	Mar 29, 2022
Instrument	7193372

Lender

Name	LOWER.COM LLC
Type	Non-Lending Institution
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,060.00 (+12.75%)	$496,380 (+20.58%) Land $148,080 Building $348,300	$496,380 (+20.58%) Land $148,080 Building $348,300
2025	$3,601.00 (+4.8%)
2024		$411,650 (+22.66%) Land $86,650 Building $325,000	$411,650 (+22.66%) Land $86,650 Building $325,000
2023	$3,436.00 (-2.22%)	$335,590 Land $69,290 Building $266,300	$335,590 Land $69,290 Building $266,300
2022	$3,514.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOUR LAKES WATER DISTRICT 10 serves 433 people · EPA ID WA5326200
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.