12503 Rocky River Dr, Midlothian, VA 23114 Property Records

Chesterfield County property record for 12503 Rocky River Dr, Midlothian, VA 23114

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,737 sqft · built 1997
Lot Size	0.345 acres (15,028 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,500 (Jun 1998)
Tax Bill	$5,463 (2026)
Deeds & Mortgages	Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`735-70-09-52-600-000`

Property Details

APN / Parcel Number

Primary APN	`735-70-09-52-600-000`
Alternative APNs	`026100800000059` `251419001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,737 sqft Finished Area
1st Floor Area	284 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,028 sqft (0.345 acres)
Garage Area	502 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	264 sqft
Deck Area	168 sqft
Patio Area	168 sqft
Balcony Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	251419001
Street Address	12503 ROCKY RIVER DR
City	MIDLOTHIAN
State	VA
Zip	23114-7141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	WALTON LAKE SEC D 000-059
Legal Subdivision	WALTON LAKE
Legal Lot Number	59
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2005
Census Tract	100930

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12503 ROCKY RIVER DR, MIDLOTHIAN, VA 23114-7141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 1998 · Amount on Record
Deed Sale	Jun 30, 1998 · Amount on Record
Deed Book / Page	3313 / 298
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	12503 ROCKY RIVER DR, MIDLOTHIAN, VA 23114-7141
Document Number	12544831
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12503 ROCKY RIVER DR MIDLOTHIAN VA 231147141, MIDLOTHIAN, VA 23114-7141

Mortgage

Document Number	12544831
Date	Dec 3, 2019
Book Page	012544/000831
Instrument	49176

Lender

Name	VIRGINIA CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 2, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,463.00 (+18.3%)	$611,100 (+1.66%) Land $93,000 Building $518,100	$611,100 (+1.66%) Land $93,000 Building $518,100
2025		$601,100 (+19.08%) Land $83,000 Building $518,100	$601,100 (+19.08%) Land $83,000 Building $518,100
2023	$4,618.00	$504,800 Land $76,000 Building $428,800	$504,800 Land $76,000 Building $428,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20