Allen County property record for 12503 Ernst Rd, Roanoke, IN 46783
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 6,515 sqft · built 2001 |
| Lot Size | 12,250 acres (533,610,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $875,000 (Apr 2019) |
| Tax Bill | $13,935 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-16-05-400-006.000-048 |
| Primary APN | 02-16-05-400-006.000-048 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 22 Plumbing Fixtures |
| Total Rooms | 15 Rooms |
| Stories | 2 Stories |
| Building Area | 6,515 sqft Living Area |
| Gross Area | 9,659 sqft |
| 1st Floor Area | 4,615 sqft |
| Attic | Attic |
| Attic Area | 309 sqft |
| Basement Area | 3,107 sqft |
| Finished Basement | 1,900 sqft |
| Unfinished Basement | 1,207 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 533,610,000 sqft |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 1,628 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 612 sqft |
| Porch | Porch |
| Porch Area | 492 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12503 ERNST RD |
|---|---|
| City | ROANOKE |
| State | IN |
| Zip | 46783-9651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12.25 A TRACT PT LOT 4 WA-PA-SE- PAH RESERVE BEING 1811.35 W OF NW COR WINDMORE ESTATES |
| Legal Subdivision | NW COR WINDMORE ESTATES |
| Legal Lot Number | 4 |
| Jurisdiction | ALLEN IN |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 11701 |
12503 Ernst Rd is owned and occupied by two individuals who bought it in April 2019.
Source: Allen County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12503 ERNST RD, ROANOKE, IN 46783-9651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 24, 2019 | Re-recorded Document · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 4, 2019 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2019 · Amount on File |
| Deed Sale | Apr 24, 2019 · Amount on File |
| Prior Sale | Apr 4, 2019 · Amount on File |
| Deed Document Number | 201918680 |
| Prior Transfer Date | Apr 3, 2019 |
| Prior Transfer Doc | 2019018680 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN IN |
| Property Address | 12503 ERNST RD, ROANOKE, IN 46783-9651 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2021049145 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 2021049145 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Apr 1, 2051 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | ALLEN IN |
| Recording Date | Apr 24, 2019 |
| Property Address | 12503 ERNST RD, ROANOKE, IN 46783-9651 |
| Document Number | 2019018680 |
| Instrument Date | Apr 3, 2019 |
| Instrument | 2019018680 |
| Record Updated | May 22, 2023 |
| Title Company | METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 12503 ERNST RD, ROANOKE, IN 46783-9651 |
| Document Number | 2019018681 |
|---|---|
| Date | Apr 24, 2019 |
| Instrument | 2019018681 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN IN |
| Recording Date | Apr 4, 2019 |
| Property Address | 12503 ERNST RD, ROANOKE, IN 46783-9651 |
| Document Number | 2019015577 |
| Instrument Date | Apr 3, 2019 |
| Instrument | 2019015577 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Title Company | METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 12503 ERNST RD, ROANOKE, IN 46783-9651 |
| Document Number | 2019015578 |
|---|---|
| Date | Apr 4, 2019 |
| Instrument | 2019015578 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2025 property tax bill for 12503 Ernst Rd was $13,935 with a homeowner's exemption, up 14.3% from the year before.
Source: Allen County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Allen County |
| County Subdivision | Lafayette Township |
| Unified School District | Southwest Allen County Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,935.00 (+14.33%) | $1,364,200 Land $209,800 Building $1,154,400 | $1,364,200 Land $209,800 Building $1,154,400 |
| 2024 | $12,188.00 (+5.98%) | ||
| 2023 | $11,500.00 (+15.42%) | $1,070,800 (+2.84%) Land $167,300 Building $903,500 | $1,070,800 (+2.84%) Land $167,300 Building $903,500 |
| 2022 | $9,964.00 | $1,041,200 Land $108,800 Building $932,400 | $1,041,200 Land $108,800 Building $932,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12503 Ernst Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 9 (1981–2011) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | May 2011 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12503 Ernst Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 45% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Lakeland Internet Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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