12502 E Blanchard Rd, Elk, WA 99009 Property Records

Spokane County property record for 12502 E Blanchard Rd, Elk, WA 99009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,320 sqft · built 1999
Lot Size	9.86 acres (429,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$453,000 (Sep 2020)
Tax Bill	$3,804 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49272.9052`

Property Details

APN / Parcel Number

Primary APN	`49272.9052`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,320 sqft Living Area
Gross Area	3,776 sqft
1st Floor Area	1,840 sqft
2nd Floor Area	480 sqft
Upper Floors Area	288 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	429,502 sqft
Garage Type	Attached
Garage Area	1,456 sqft
Parking Spaces	5 Parking Spaces
Pole Barn	2,880 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	12502 E BLANCHARD RD
City	ELK
State	WA
Zip	99009-9685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	27-29-44 W1/2 OF E1/2 OF NW1/4 OF NW1/4 EXC RD
Legal Range	44
Legal Township	29
Legal Section	27
Legal Lot Number	K
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	2
Census Block	2036
Census Tract	10201

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12502 E BLANCHARD RD, ELK, WA 99009-9685
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Sep 30, 2020	Warranty Deed, Transfer · VA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020 · Amount on Record
Deed Sale	Sep 30, 2020 · Amount on Record
Prior Sale	Feb 26, 1999
Deed Document Number	20206975745
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	12502 E BLANCHARD RD, ELK, WA 99009-9685
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006635210
Date	Aug 29, 2017
Instrument	6635210

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 30, 2020
Property Address	12502 E BLANCHARD RD, ELK, WA 99009-9685
Document Number	0006975745
Map Reference	AF 4213458
Instrument Date	Sep 28, 2020
Instrument	6975745
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	NEXTITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,253.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12502 E BLANCHARD RD, ELK, WA 99009-9685

Mortgage

Document Number	0006975746
Date	Sep 30, 2020
Instrument	6975746

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,804.00 (-11.99%)	$616,700 (+24.8%) Land $109,300 Building $507,400	$616,700 (+24.8%) Land $109,300 Building $507,400
2025	$4,322.00 (+11.8%)
2024		$494,160 (+9.84%) Land $91,160 Building $403,000	$494,160 (+9.84%) Land $91,160 Building $403,000
2023	$3,866.00 (-8.24%)	$449,900 Land $75,500 Building $374,400	$449,900 Land $75,500 Building $374,400
2022	$4,213.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 65% of Washington
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Ziply Fiber Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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