12502 Deer Point Cir, Berlin, MD 21811 Property Records

Worcester County property record for 12502 Deer Point Cir, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,749 sqft · built 1999
Lot Size	0.269 acres (11,732 sqft)
Owner	Individual Name on File
Last Sale	$550,750 (Aug 2021)
Tax Bill	$4,811 (2026)
Deeds & Mortgages	Apr 2021 Line of Credit Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-366194`

Property Details

APN / Parcel Number

Primary APN	`10-366194`
Alternative APN	`366194`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,749 sqft Total Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,732 sqft (0.269 acres)
Garage Type	Attached
Garage Area	548 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	156 sqft
Deck Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	366194
Street Address	12502 DEER POINT CIR
City	BERLIN
State	MD
Zip	21811-2550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 8 11732 SQ FT DEER POINT CIRCLE DEER POINT SUBDIV
Legal Subdivision	DEER POINT CIRCLE DEER POINT SUB
Legal Lot Number	8
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1007
Census Tract	951700

Owner

12502 Deer Point Cir is owned and occupied by an individual who bought it in August 2021.

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12502 DEER POINT CIR, BERLIN, MD 21811-2550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF OCEAN CITY
Aug 30, 2021	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jan 25, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2021 · Amount on File
Deed Sale	Aug 30, 2021 · Amount on File
Prior Sale	Jan 18, 2005 · Amount on File
Deed Book / Page	8153 / 251
Prior Transfer Date	Nov 22, 2011
Prior Transfer Doc	0057870261
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	12502 DEER POINT CIR, BERLIN, MD 21811-2550
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080070029
Date	Apr 12, 2021
Book Page	8007/29

Lender

Name	BANK OF OCEAN CITY
Type	Bank
Address	BERLIN, MD 21811

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Aug 30, 2021
Property Address	12502 DEER POINT CIR, BERLIN, MD 21811-2550
Document Number	0081530251
Book / Page	8153 / 251
Map Reference	MB RHO 151 FO 6
Instrument Date	Aug 20, 2021
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	12502 DEER POINT CIR, BERLIN, MD 21811-2550

Mortgage

Document Number	0081530256
Date	Aug 30, 2021
Book Page	8153/256

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	12502 DEER POINT CIR, BERLIN, MD 21811-2550
Document Number	0071630203
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 5 02 DEER POINT CIR BERLIN MD 21811, BERLIN, MD 21811

Mortgage

Document Number	0071630203
Date	Feb 14, 2018
Book Page	007163/000203

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12502 Deer Point Cir was $4,811, down 1.7% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,811.00 (-1.7%)	$521,300 (-1.7%) Land $85,600 Building $435,700	$521,300 (-1.7%) Land $85,600 Building $435,700
2025	$4,894.00	$530,300 Land $85,600 Building $444,700	$530,300 Land $85,600 Building $444,700
2023	$3,569.00	$372,967	$530,300 Land $85,600 Building $444,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12502 Deer Point Cir in Zone X, an area of minimal flood risk, though there have been 107 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 271 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	274 units insured incl. 3 condo units
Nearby Flood Claims	107 (1991–2012)
Claims Outside the SFHA	4 of 107
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 15 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12502 Deer Point Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYSTIC HARBOUR serves 5,945 people · EPA ID MD0230011
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Eastern Shore Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Deer Point Cir

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