12501 Searcy Rd, Kearney, MO 64060 Property Records

Clay County property record for 12501 Searcy Rd, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,753 sqft · built 1996
Lot Size	2.13 acres (92,783 sqft)
Owner	2 Individual Names on File
Last Sale	$431,900 (Nov 2020)
Tax Bill	$5,553 (2025)
Deeds & Mortgages	May 2023 Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-502-00-03-013.00`

Property Details

APN / Parcel Number

Primary APN	`11-502-00-03-013.00`
Alternative APNs	`1150200030130001` `251320`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,753 sqft Living Area
Gross Area	4,744 sqft
1st Floor Area	1,190 sqft
Basement Area	1,178 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	92,783 sqft
Lot Dimensions	375 ft deep x 246 ft wide
Garage Type	Attached
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Wood Porch
Deck Area	196 sqft
Patio Area	196 sqft
Shed	1 Shed
Shed Area	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	12501 SEARCY RD
City	KEARNEY
State	MO
Zip	64060-8958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLMES CREEK HILLS NORTH LT 2
Legal Range	31W
Legal Township	52N
Legal Section	15
Legal Subdivision	HOLMES CREEK HILLS NORTH
Legal Lot Number	2
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2088
Census Tract	21811

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12501 SEARCY RD, KEARNEY, MO 64060-8958
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Jun 4, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on File
Deed Sale	Nov 2, 2020 · Amount on File
Prior Sale	Jun 7, 2012 · Amount on File
Deed Document Number	202041706
Deed Book / Page	8854 / 74
Prior Transfer Date	Oct 27, 2020
Prior Transfer Doc	0000041706
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	12501 SEARCY RD, KEARNEY, MO 64060-8958
Transaction Type	Mortgage
Record Updated	May 31, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12501 SEARCY RD, KEARNEY, MO 64060-8958

Mortgage

Document Number	0000011489
Date	May 22, 2023
Book Page	9563/153
Instrument	2023011489

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 15, 2033

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	12501 SEARCY RD, KEARNEY, MO 64060-8958
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014260
Date	Jun 4, 2019
Book Page	8424/037
Instrument	2019014260

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Apr 26, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY MO
Recording Date	Nov 2, 2020
Property Address	12501 SEARCY RD, KEARNEY, MO 64060-8958
Document Number	0000041706
Book / Page	8854 / 74
Instrument Date	Oct 27, 2020
Instrument	2020041706
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12501 SEARCY RD, KEARNEY, MO 64060-8958

Mortgage

Document Number	0000041707
Date	Nov 2, 2020
Instrument	2020041707

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,553.00 (+2.11%)	$91,920 (+8.74%)	$483,789 (+8.74%)
2023	$5,438.00 (+14.51%)	$84,530	$444,894
2019	$4,749.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jun 2021

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 6 serves 4,912 people · EPA ID MO1024146
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intercept Fiber Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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