12500 Silver Lake Rd, Byron, MI 48418 Property Records

Genesee County property record for 12500 Silver Lake Rd, Byron, MI 48418

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 2003
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Aug 2023)
Tax Bill	$3,640 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-19-300-008`

Property Details

APN / Parcel Number

Primary APN	`01-19-300-008`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	199 ft deep x 105 ft wide
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12500 SILVER LAKE RD
City	BYRON
State	MI
Zip	48418-8603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	A PARCEL OF LAND BEG S 85 DEG 41 MIN 07 SEC E 96.67 FT FROM W 1/4 COR TH S 85 DEG 41 MIN 07 SEC E 96.67 FT TH S 0 DEG 58 MIN
Legal Range	05E
Legal Township	05N
Legal Section	19
Jurisdiction	GENESEE MI
Township / Civil Division	ARGENTINE
Census Block Group	1
Census Block	1034
Census Tract	13001

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12500 SILVER LAKE RD, BYRON, MI 48418-8603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 10, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 13, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2023 · Amount on Record
Deed Sale	Aug 10, 2023 · Amount on Record
Prior Sale	Feb 18, 2003 · Amount on Record
Deed Document Number	202344745
Prior Transfer Date	Mar 31, 2022
Prior Transfer Doc	0000044960
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	12500 SILVER LAKE RD, BYRON, MI 48418-8603
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12500 SILVER LAKE RD, BYRON, MI 48418-8603

Mortgage

Document Number	0000017472
Date	Oct 15, 2025
Instrument	202510150017472

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 10, 2023
Property Address	12500 SILVER LAKE RD, BYRON, MI 48418-8603
Document Number	0000044745
Instrument Date	Jul 28, 2023
Instrument	202308100044745
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	NOT AVAILABLE, CISLO TTL CO TTL INS & ESCRO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,987.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12500 SILVER LAKE RD, BYRON, MI 48418-8603

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3279 BROOKNEAL ST, COMMERCE TOWNSHIP, MI 48382-4217
Investor	Possibly a Property Investor

Mortgage

Document Number	0000043832
Date	Aug 2, 2023
Instrument	202308020043832

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Jun 13, 2022
Property Address	12500 SILVER LAKE RD, BYRON, MI 48418-8603
Document Number	0000044960
Instrument Date	Mar 31, 2022
Instrument	202206130044960
Transaction Type	Transfer
Record Updated	Jul 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12500 SILVER LAKE RD, BYRON, MI 48418-8603

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Argentine Township
Unified School District	Byron Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,800 (+6.26%) Land $7,500 Building $111,300	$237,600 (+6.26%) Land $15,000 Building $222,600
2025	$3,640.00 (+3.67%) Homeowner's exemption	$111,800 (+6.58%)	$223,600 (+6.58%)
2024	$3,511.00 (+119.99%)
2023		$104,900	$209,800
2019	$1,596.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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