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12500 Boulder St, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 12500 Boulder St, Boulder Creek, CA 95006 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,512 sqft · built 1994
Lot Size7.08 acres (308,405 sqft)
Owner2 Individual Names on File
Last Sale$500,000 (Aug 1999)
Tax Bill$16,854 (2025)
Deeds & MortgagesAug 2023 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN081-241-10

Property Details

APN / Parcel Number

Primary APN081-241-10
Alternative APN
  • 081-241-10-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Building Area2,512 sqft Living Area
Gross Area2,912 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area308,405 sqft
TerrainSteep
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address12500 BOULDER ST
CityBOULDER CREEK
StateCA
Zip95006-9104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionTOWN OF BOULDER
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group3
Census Block3009
Census Tract120400

Owner

Source: Santa Cruz County records · APN 081-241-10

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12500 BOULDER ST, BOULDER CREEK, CA 95006-9104
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 16, 1999 · Amount on Record
Deed SaleAug 16, 1999 · Amount on Record
Deed Document Number199955105
Last Transfer DateOct 02, 2001
Transfer Doc0000063746
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address12500 BOULDER ST, BOULDER CREEK, CA 95006-9104
Transaction TypeMortgage
Record UpdatedSep 15, 2023
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address12500 BOULDER ST, BOULDER CREEK, CA 95006-9104

Mortgage

Document Number0000016303
DateAug 30, 2023
Instrument2023-0016303
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate7.46%
AdjustableAdjustable Rate Rider
Type Change DateOct 01, 2023
Change FrequencyQuarterly
Index1-Year T-Bill
Max Rate12.4%

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$783,871 (+2%) Land $431,129 Building $352,742
2025$16,854.00 (+50.76%) Homeowner's exemption$768,501 (+4.04%) Land $422,676 Building $345,825
2023$11,179.00 (+14.09%) Homeowner's exemption$738,660 Land $406,263 Building $332,397$1,073,160
2022$9,798.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871204003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 23 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims18 (1982–2023)
Claims Outside the SFHA12 of 18
Most Recent ClaimJan 2023, river or lake flooding, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 5 claims

Wildfire

Wildfire RiskModerate
above 46% of the US · above 27% of California
Wildfire LikelihoodAbout 1 in 1,351 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 219 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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