12500 Belding Rd NE, Belding, MI 48809 Property Records

Kent County property record for 12500 Belding Rd NE, Belding, MI 48809

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,464 sqft · built 2002
Lot Size	12.4 acres (543,193 sqft)
Owner	2 Individual Names on Record
Last Sale	$695,000 (Mar 2023)
Tax Bill	$12,299 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-12-15-200-043`

Property Details

APN / Parcel Number

Primary APN	`41-12-15-200-043`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,464 sqft Living Area
1st Floor Area	2,308 sqft
Basement Area	2,308 sqft
Unfinished Basement	2,308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	543,193 sqft (12.4 acres)
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12500 BELDING RD NE
City	BELDING
State	MI
Zip	48809-9310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	411215200043 PART OF NE 1/4 COM 1823.84 FT S 89D 00M 09S W ALONG E&W 1/4 LINE FROM E 1/4 COR TH S 89D 00M 09S W ALONG E&W 1/4
Legal Range	09W
Legal Township	08N
Legal Section	15
Jurisdiction	KENT MI
Township / Civil Division	GRATTAN
Census Block Group	1
Census Block	1031
Census Tract	10902

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12500 BELDING RD NE, BELDING, MI 48809-9310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Mar 23, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2023 · Amount on Record
Deed Sale	Mar 23, 2023 · Amount on Record
Prior Sale	Aug 6, 2013 · Amount on Record
Deed Document Number	202314834
Last Transfer Date	Jun 13, 2025
Transfer Doc	0000038782
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	12500 BELDING RD NE, BELDING, MI 48809-9310
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12500 BELDING RD NE, BELDING, MI 48809-9310

Mortgage

Document Number	0000021111
Date	Apr 22, 2024
Instrument	20240422-0021111

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Mar 23, 2023
Property Address	12500 BELDING RD NE, BELDING, MI 48809-9310
Document Number	0000014834
Instrument Date	Mar 20, 2023
Instrument	20230323-0014834
Transaction Type	Transfer
Record Updated	Apr 21, 2023
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,212.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12500 BELDING RD NE, BELDING, MI 48809-9310

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5615 EGYPT VALLEY AVE NE, BELMONT, MI 49306-9122

Mortgage

Document Number	0000014835
Date	Mar 23, 2023
Instrument	20230323-0014835

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	12500 BELDING RD NE, BELDING, MI 48809-9310
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12500 RD, BELDING, MI 48809

Mortgage

Document Number	0000077757
Date	Jul 9, 2021
Instrument	20210709-0077757

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2031

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Grattan Township
Unified School District	Belding Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$445,500 (+13.33%)	$891,000 (+13.33%)
2025	$12,299.00 (+117.72%)
2023		$393,100	$786,200
2019	$5,649.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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