1250 Garfield Ave, Beloit, WI 53511 Property Records

Rock County property record for 1250 Garfield Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,148 sqft · built 1955
Lot Size	0.156 acres (6,795 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,336 (2025)
Deeds & Mortgages	Sep 2008 Mortgage Jun 2009 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206 12741115`

Property Details

APN / Parcel Number

Primary APN	`206 12741115`
Alternative APN	`12741115`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	6,795 sqft (0.156 acres)

Location & Zoning

Account Number	206 12741115
Street Address	1250 GARFIELD AVE
City	BELOIT
State	WI
Zip	53511-4105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 13 & 1/2 OF VACATED ALLEY ADJ NORTHWESTERN ADD
Legal Subdivision	NORTHWESTERN ADD
Legal Lot Number	13
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	3
Census Block	3003
Census Tract	1700

Owner

1250 Garfield Ave, a single family home, is owned by two individuals.

Source: Rock County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3605 N COON ISLAND RD, EVANSVILLE, WI 53536-9408
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2008	Deed of Trust, Mortgage FIRST NATIONAL BANK & TRUST CO
Jun 3, 2009	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO
Jun 6, 2014	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1250 GARFIELD AVE, BELOIT, WI 53511-4105
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001841399
Date	Sep 11, 2008
Instrument	1841399

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	BELOIT, WI 53511

Agreement

Amount	Amount on Record
Term	36 Months
Due	Sep 2, 2011

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1250 GARFIELD AVE, BELOIT, WI 53511-4105
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001865488
Date	Jun 3, 2009
Instrument	1865488

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	59 Months
Due	May 18, 2014

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1250 GARFIELD AVE, BELOIT, WI 53511-4105
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002004691
Date	Jun 6, 2014
Instrument	2004691

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 5, 2029

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	May 30, 2017
Min Rate At Change	4%
Max Rate At Change	8%

Tax Assessment & Valuation

The 2025 property tax bill for 1250 Garfield Ave was $2,336.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,336.00	$142,600 Land $15,300 Building $127,300	$156,600
2023	$1,884.00	$119,600 Land $15,300 Building $104,300	$136,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1250 Garfield Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1250 Garfield Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: LiteWire.

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