1250 Elm Tree Rd, Lake Forest, IL 60045 Property Records

Lake County property record for 1250 Elm Tree Rd, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 6,016 sqft · built 1910
Lot Size	1.14 acres (49,650 sqft)
Owner	2 Individual Names on File
Last Sale	$1,880,000 (Jun 2017)
Tax Bill	$40,882 (2024)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-28-208-005`

Property Details

APN / Parcel Number

Primary APN	`12-28-208-005`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,016 sqft Living Area
Gross Area	8,021 sqft
1st Floor Area	2,553 sqft
Upper Floors Area	2,869 sqft
Basement Area	1,863 sqft
Finished Basement	594 sqft
Unfinished Basement	1,269 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	49,650 sqft (1.14 acres)
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	628 sqft
Patio Area	1,275 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	1250 ELM TREE RD
City	LAKE FOREST
State	IL
Zip	60045-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF SURVEY LOT 19 BOOK L PLATS PG.90 1.60 A TRACT 1
Legal Subdivision	PLAT OF SURVEY
Legal Tract	1
Legal Lot Number	19
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	2
Census Block	2020
Census Tract	863400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lake Forest Cemetery listed 2001 · 149 contributing resources · NRIS 01000597

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1250 Elm Tree Rd is owned and occupied by two individuals who bought it in June 2017.

Source: Lake County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1250 ELM TREE RD, LAKE FOREST, IL 60045-1416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2017 · Amount on File
Deed Sale	Jun 1, 2017 · Amount on File
Prior Sale	Aug 5, 1996 · Amount on File
Deed Document Number	20177399036
Prior Transfer Date	Apr 7, 1992
Prior Transfer Doc	0003722393
Record Updated	Oct 29, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jun 1, 2017
Property Address	1250 ELM TREE RD, LAKE FOREST, IL 60045-1416
Document Number	0007399036
Instrument Date	May 30, 2017
Instrument	7399036
Transaction Type	Transfer
Record Updated	Jun 16, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,820.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	530 N LAKE SHORE DR #1305 CHICAGO IL 606117428, 1305, CHICAGO, IL 60611-7428

Mortgage

Document Number	7399037
Date	Jun 1, 2017
Instrument	7399037

Lender

Name	JOSEPH J SR & MAURA COLLINS
Address	138 GOMEZ RD, HOBE SOUND, FL 33455-2426

Agreement

Amount	Amount on Record
Term	36 Months
Due	May 31, 2020

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$753,741 Land $363,153 Building $390,588	$2,261,449 Land $1,089,568 Building $1,171,881
2024	$40,882.00 (+11.45%)
2023	$36,682.00 (+2.89%)	$637,569 (+3.95%) Land $307,181 Building $330,388	$1,912,898 (+3.95%) Land $921,635 Building $991,263
2022	$35,653.00	$613,357 Land $295,516 Building $317,841	$1,840,255 Land $886,637 Building $953,618

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1250 Elm Tree Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1250 Elm Tree Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20