1250 Eldorado Ave, Dayton, OH 45419 Property Records

Montgomery County property record for 1250 Eldorado Ave, Dayton, OH 45419

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,372 sqft · built 1923
Lot Size	0.197 acres (8,577 sqft)
Owner	2 Individual Names on Record
Last Sale	$176,900 (Aug 2019)
Tax Bill	$5,330 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`N64-00802-0128`

Property Details

APN / Parcel Number

Primary APN	`N64-00802-0128`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	728 sqft
Basement Area	280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	8,577 sqft (0.197 acres)
Lot Dimensions	128 ft deep x 67 ft wide
View / Lot	Neighborhood / Spot

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	120 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Canopy	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1250 ELDORADO AVE
City	DAYTON
State	OH
Zip	45419-2419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	306 OAKWOOD EXT VAC ALY
Legal Subdivision	OAKWOOD
Legal Lot Number	128
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	1
Census Block	1019
Census Tract	21000

Owner

Source: Montgomery County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1250 ELDORADO AVE, DAYTON, OH 45419-2419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · FHA Mortgage GOODLEAP LLC
Jul 22, 2021	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Aug 26, 2019	Warranty Deed, Transfer · VA Mortgage RAPID MTG
Dec 19, 2018	Warranty Deed, Transfer · VA Mortgage RAPID MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2019 · Amount on Record
Deed Sale	Aug 26, 2019 · Amount on Record
Prior Sale	Dec 19, 2018 · Amount on Record
Deed Document Number	201945586
Prior Transfer Date	Jan 7, 2003
Prior Transfer Doc	0000005566
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	May 22, 2026
Property Address	1250 ELDORADO AVE, DAYTON, OH 45419-2419
Document Number	0000030443
Instrument Date	May 14, 2026
Instrument	202630443
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	2651 SOUTH BLVD, DAYTON, OH 45419-2441

Mortgage

Document Number	0000030443,
Date	May 22, 2026
Instrument	202630443

Lender

Name	GOODLEAP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	1250 ELDORADO AVE, DAYTON, OH 45419-2419
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055492
Date	Jul 22, 2021
Instrument	2021-00055492

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 26, 2019
Property Address	1250 ELDORADO AVE, DAYTON, OH 45419-2419
Document Number	0000045586
Instrument Date	Jul 25, 2019
Instrument	45586
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	VANTAGE LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$530.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1250 ELDORADO AVE DAYTON OH 454192419, DAYTON, OH 45419-2419

Mortgage

Document Number	45987
Date	Aug 26, 2019
Instrument	45987

Lender

Name	RAPID MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45249

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 19, 2018
Property Address	1250 ELDORADO AVE, DAYTON, OH 45419-2419
Document Number	0000074194
Instrument Date	Oct 26, 2018
Instrument	74194
Transaction Type	Transfer
Record Updated	Jan 8, 2019
Title Company	VANTAGE LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1250 ELDORADO AVE DAYTON OH 454192419, DAYTON, OH 45419-2419

Mortgage

Document Number	74195
Date	Dec 19, 2018
Instrument	74195

Lender

Name	RAPID MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45249

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,330.00	$83,570 (-) Land $11,000 Building $72,570	$238,780 (-) Land $31,440 Building $207,340
2024	$5,330.00 (+2.74%)
2023	$5,188.00 (+27.09%)	$83,570 (+60.99%) Land $11,000 Building $72,570	$238,780 (+61%) Land $31,440 Building $207,340
2022	$4,082.00	$51,910 Land $6,840 Building $45,070
2020			$148,310 Land $19,530 Building $128,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	14 (1980–2026)
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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