1250 E Madison Ave, Unit C, El Cajon, CA 92021 Property Records

San Diego County property record for 1250 E Madison Ave, Unit C, El Cajon, CA 92021

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,088 sqft · built 1965
Lot Size	5.03 acres (219,530 sqft)
Owner	2 Individual Names on File
Last Sale	$449,000 (Jul 2026)
Tax Bill	$5,895 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`489-310-11-06`

Property Details

APN / Parcel Number

Primary APN	`489-310-11-06`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,088 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	219,530 sqft
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1250 E MADISON AVE, C
City	EL CAJON
State	CA
Zip	92021-6415
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-2200
Legal Description	LOT 1 US 6PER DOC73-76944&UND INT IN TR 005556
Legal Subdivision	BARBARA TERRACE
Legal Tract	005556
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	16302

Owner

1250 E Madison Ave, Unit C is owned and occupied by two individuals who bought it in July 2026.

Source: San Diego County records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1250 E MADISON AVE, C, EL CAJON, CA 92021-6415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Grant Deed, Transfer · VA Mortgage GUARANTEED RATE
Mar 14, 2023	Grant Deed, Transfer · Conventional Mortgage POINT MORTGAGE CORP
Sep 14, 2020	Deed of Trust, Mortgage · FHA Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2026 · Amount on File
Deed Sale	Jul 21, 2026 · Amount on File
Prior Sale	Mar 14, 2023 · Amount on File
Deed Document Number	2026208876
Prior Transfer Date	Jul 5, 1995
Prior Transfer Doc	0000289279
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 21, 2026
Document Number	0000208876
Instrument Date	Jul 13, 2026
Instrument	2026208876
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	FIRST CONSUMERS TITLE, CONSUMERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49,883.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000208877,
Date	Jul 21, 2026
Instrument	2026208877

Lender

Name	GUARANTEED RATE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 14, 2023
Property Address	1250 E MADISON AVE UNIT C, C, EL CAJON, CA 92021-6415
Document Number	0000065047
Map Reference	MAP 5556
Instrument Date	Feb 22, 2023
Instrument	2023-0065047
Transaction Type	Transfer
Record Updated	Mar 23, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1250 E MADISON AVE UNIT C, C, EL CAJON, CA 92021-6415

Mortgage

Document Number	0000065048
Date	Mar 14, 2023
Instrument	2023-0065048

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1250 E MADISON AVE UNIT C, C, EL CAJON, CA 92021-6415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1250 E MADISON AVE C, C, EL CAJON, CA 92021-6415

Mortgage

Document Number	0000534668
Date	Sep 14, 2020
Instrument	2020-0534668

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1250 E Madison Ave, Unit C was $5,895, down 1.1% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$457,378 (+2%) Land $198,859 Building $258,519
2025	$5,895.00 (-1.06%)	$448,410 Land $194,960 Building $253,450
2024	$5,958.00 (+37.09%)
2023	$4,346.00 (+4.67%) Homeowner's exemption	$314,297 Land $136,651 Building $177,646
2022	$4,152.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1250 E Madison Ave, Unit C in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1250 E Madison Ave, Unit C has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Wyyerd Connect.

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