1250 Duchess Dr, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 1250 Duchess Dr, Mount Pleasant, NC 28124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,512 sqft · built 2001
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Nov 2021)
Tax Bill	$1,527 (2023)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`08023A0010.000000`

Property Details

APN / Parcel Number

Primary APN	`08023A0010.000000`
Alternative APNs	`5660 63 8669` `151158` `80216`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	2,216 sqft
1st Floor Area	1,008 sqft
Upper Floors Area	504 sqft
Basement Area	308 sqft
Unfinished Basement	308 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Lot Dimensions	329 ft deep x 35 ft wide
Garage Type	Basement
Garage Area	308 sqft
Driveway	Concrete Driveway
Driveway Area	2,550 sqft
Parking Spaces	1 Parking Space
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	151158
Street Address	1250 DUCHESS DR
City	MOUNT PLEASANT
State	NC
Zip	28124-9520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LT 10 MOUNTAIN BROOK BLK A
Legal Subdivision	MOUNTAIN BROOK
Legal Block	A
Legal Lot Number	10
Jurisdiction	CABARRUS NC
Township / Civil Division	8, MOUNT PLEASANT
Census Block Group	1
Census Block	1025
Census Tract	41701

Owner

1250 Duchess Dr is owned and occupied by an individual who bought it in November 2021.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1250 DUCHESS DR, MOUNT PLEASANT, NC 28124-9520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Warranty Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC
Oct 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU
Apr 25, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU
Jul 25, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021 · Amount on File
Deed Sale	Nov 16, 2021 · Amount on File
Prior Sale	Jul 31, 2019 · Amount on File
Deed Book / Page	15659 / 51
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 16, 2021
Property Address	1250 DUCHESS DR, MT PLEASANT, NC 28124-9520
Document Number	0001565951
Book / Page	15659 / 51
Map Reference	MB 14 PG 16
Instrument Date	Nov 16, 2021
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32935 ROWLAND RD, ALBEMARLE, NC 28001-7389

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1250 DUCHESS DR, MOUNT PLEASANT, NC 28124-9520

Mortgage

Document Number	0001565954
Date	Nov 16, 2021
Instrument	15659/54

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1250 DUCHESS DR, MT PLEASANT, NC 28124-9520
Document Number	1324017
Instrument Date	Oct 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 2, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1250 DUCHESS DR MOUNT PLEASANT NC 281249520, MOUNT PLEASANT, NC 28124-9520

Mortgage

Document Number	1324017
Date	Oct 24, 2018
Book Page	013240/000017
Instrument	26787

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 23, 2038

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1250 DUCHESS DR, MT PLEASANT, NC 28124-9520
Document Number	12981275
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1250 DUCHESS DR MOUNT PLEASANT NC 281249520, MOUNT PLEASANT, NC 28124-9520

Mortgage

Document Number	12981275
Date	May 1, 2018
Book Page	012981/000275
Instrument	10218

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	KANNAPOLIS, NC 28083

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1250 DUCHESS DR, MT PLEASANT, NC 28124-9520
Document Number	12607209
Book / Page	012607 / 000209
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1250 DUCHESS DR MOUNT PLEASANT NC 281249520, MOUNT PLEASANT, NC 28124-9520

Mortgage

Document Number	12607209
Date	Jul 31, 2017
Book Page	012607/000209
Instrument	19539

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	CONCORD, NC 28027

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,610 (-) Land $77,000 Building $246,610
2025		$323,610 Land $77,000 Building $246,610
2024			$323,610 (+81.83%) Land $77,000 Building $246,610
2023	$1,527.00	$177,970 Land $30,000 Building $147,970	$177,970 Land $30,000 Building $147,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1250 Duchess Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1250 Duchess Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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