1250 Cherry Point Dr, White Stone, VA 22578 Property Records

Lancaster County property record for 1250 Cherry Point Dr, White Stone, VA 22578

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,664 sqft · built 2006
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Tax Bill	$45 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Sep 2017 Line of Credit + 9 more
Flood Zone	Zone X (minimal risk)
APN	`34 270`

Property Details

APN / Parcel Number

Primary APN	`34 270`
Alternative APN	`11275`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,664 sqft Living Area
Gross Area	5,321 sqft
1st Floor Area	3,708 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2017
Exterior Material	Wood
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	325 sqft
Porch	Patio
Porch Area	189 sqft
Canopy	400 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	11275
Street Address	1250 CHERRY POINT DR
City	WHITE STONE
State	VA
Zip	22578-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PLEASANT BANKS 4 AC LR19/2004 LR14/1904-P P#0502-0504
Legal Subdivision	PLEASANT BANKS
Jurisdiction	LANCASTER VA
Township / Civil Division	3
Census Block Group	1
Census Block	1012
Census Tract	30301

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1250 CHERRY POINT DR, WHITE STONE, VA 22578-2608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2017	Deed of Trust, Mortgage · Line of Credit 3RD PARTY INDIVIDUAL
Sep 20, 2017	Deed of Trust, Mortgage · Line of Credit EVB
Jul 1, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage 3RD PARTY INDIVIDUAL
Sep 20, 2017	Deed of Trust, Mortgage · Line of Credit EVB
Oct 21, 2020	Deed of Trust, Mortgage · Line of Credit 3RD PARTY INDIVIDUAL
Jul 31, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance PRIMELENDING
Mar 6, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance THE FEDERAL SAVINGS BANK
Jan 28, 2015	Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK
Dec 18, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC
Apr 24, 2026	Gift Deed, Transfer · Conventional Mortgage UNITED MORTGAGE LENDING
Dec 6, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2015
Deed Sale	Jan 5, 2015
Deed Book / Page	1500 / 46
Last Transfer Date	Mar 5, 2026
Transfer Doc	0000000752
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	1250 CHERRY POINT DR, WHITE STONE, VA 22578-2608
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170001013
Date	Jun 1, 2017
Instrument	170001013

Lender

Name	3RD PARTY INDIVIDUAL
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	8%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	1250 CHERRY POINT DR, WHITE STONE, VA 22578-2608
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170001736
Date	Sep 20, 2017
Instrument	170001736

Lender

Name	EVB

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	1250 CHERRY POINT DR, WHITE STONE, VA 22578-2608
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190000960
Date	Jul 1, 2019
Instrument	190000960

Lender

Name	3RD PARTY INDIVIDUAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	1250 CHERRY POINT DR, WHITE STONE, VA 22578-2608
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170001738
Date	Sep 20, 2017
Instrument	170001738

Lender

Name	EVB

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	1250 CHERRY POINT DR, WHITE STONE, VA 22578-2608
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200002363
Date	Oct 21, 2020
Instrument	200002363

Lender

Name	3RD PARTY INDIVIDUAL
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Apr 1, 2021

Interest

Rate Type	Fixed Rate

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	1250 CHERRY POINT DR, WHITE STONE, VA 22578-2608
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230001335
Date	Jul 31, 2023
Instrument	230001335

Lender

Name	PRIMELENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	1250 CHERRY POINT DR, WHITE STONE, VA 22578-2608
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	SERVICELINK TITLE AGENCY INC, SERVICELINK TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000384
Date	Mar 6, 2024
Instrument	240000384

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.5%

January 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	1250 CHERRY POINT DR, WHITE STONE, VA 22578-2608
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001500/123
Date	Jan 28, 2015
Book Page	1500/123

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 20, 2025

Interest

Rate Type	Adjustable Rate

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	1250 CHERRY POINT DR, WHITE STONE, VA 22578-2608
Transaction Type	Mortgage
Record Updated	Jun 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240002270
Date	Dec 18, 2024
Instrument	240002270

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

Interest

Rate Type	Fixed Rate

April 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	LANCASTER VA
Recording Date	Apr 24, 2026
Property Address	1250 CHERRY POINT DR, WHITE STONE, VA 22578-2608
Document Number	0000000752
Instrument Date	Mar 5, 2026
Instrument	2026752
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1250 CHERRY POINT DR, WHITE STONE, VA 22578-2608

Mortgage

Document Number	0000000753,
Date	Apr 24, 2026
Instrument	2026753

Lender

Name	UNITED MORTGAGE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER VA
Recording Date	Dec 6, 2019
Property Address	1250 CHERRY POINT DR, WHITE STONE, VA 22578-2608
Document Number	190002004
Instrument Date	Dec 3, 2019
Instrument	190002004
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1250 CHERRY POINT DR, WHITE STONE, VA 22578-2608

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$45.00 (-98.75%)	$831,500 (+45.98%) Land $217,500 Building $614,000	$831,500 (+45.98%) Land $217,500 Building $614,000
2023	$3,588.00	$569,600 Land $207,500 Building $362,100	$569,600 Land $207,500 Building $362,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 individual policies
Nearby Flood Policies	77 units insured incl. 8 condo units
Nearby Flood Claims	7 (2003–2024)
Most Recent Claim	Sep 2024 · tidal / storm surge
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cherry Point Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures