125 Willard Ave, Franklin, OH 45005 Property Records

Warren County property record for 125 Willard Ave, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1955
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$93,000 (Oct 2013)
Tax Bill	$2,281 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-27-453-001-0`

Property Details

APN / Parcel Number

Primary APN	`01-27-453-001-0`
Alternative APNs	`0127453001` `127453001` `1808699`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	576 sqft
Finished Basement	576 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	257 sqft
Canopy	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	1808699
Old Parcel Number	0127453001
Street Address	125 WILLARD AVE
City	FRANKLIN
State	OH
Zip	45005-1344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRVIEW 2 LOT# 78
Legal Subdivision	FAIRVIEW 2
Legal Block	453
Legal Lot Number	78
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1014
Census Tract	30102

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	125 WILLARD AVE, CARLISLE, OH 45005-1344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Apr 14, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
May 2, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 2, 2019	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2013 · Amount on Record
Deed Sale	Oct 23, 2013 · Amount on Record
Deed Document Number	0005932184
Deed Book / Page	5932 / 184
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	125 WILLARD AVE, FRANKLIN, OH 45005-1344
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 WILLARD AVE, CARLISLE, OH 45005-1344

Mortgage

Document Number	0000004892
Date	Mar 11, 2024
Instrument	2024-004892

Lender

Name	MIDFIRST BANK
Type	Bank
Address	501 NW GRAND BLVD, OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 1, 2064

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	125 WILLARD AVE, FRANKLIN, OH 45005-1344
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 WILLARD AVE, CARLISLE, OH 45005-1344

Mortgage

Document Number	0000017285
Date	Apr 14, 2021
Instrument	2021-017285

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Jun 1, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	125 WILLARD AVE, CARLISLE, OH 45005-1344
Document Number	0000014372
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 WILLARD AVE CARLISLE OH 450051344, CARLISLE, OH 45005-1344

Mortgage

Document Number	0000014372
Date	Jun 4, 2019
Instrument	14372

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WARREN OH
Property Address	125 WILLARD AVE, CARLISLE, OH 45005-1344
Document Number	0000014704
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 WILLARD AVE CARLISLE OH 450051344, CARLISLE, OH 45005-1344

Mortgage

Document Number	0000014704
Date	Jun 6, 2019
Instrument	14704

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Carlisle City
County	Warren County
County Subdivision	Franklin Township
Unified School District	Carlisle Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,281.00 (+19.8%)	$59,556 (+32.63%) Land $17,850 Building $41,706	$170,160 (+32.63%) Land $51,000 Building $119,160
2023	$1,904.00 (+2.09%) Homeowner's exemption	$44,905 (-) Land $11,624 Building $33,281
2022	$1,865.00 Homeowner's exemption	$44,905 Land $11,624 Building $33,282	$128,300 (-) Land $33,210 Building $95,090
2021			$128,300 Land $33,210 Building $95,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	4 (1987–2026)
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLISLE CITY PWS serves 1,675 people · EPA ID OH8303803
Water Source	Purchased groundwater from FRANKLIN PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Watch TV.

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