125 White Water Dr, Durango, CO 81301 Property Records

La Plata County property record for 125 White Water Dr, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	8 bd · 8.5 ba · 15,157 sqft · built 2003
Lot Size	7.31 acres (318,859 sqft)
Owner	Company Name on Record
Last Sale	$2,700,000 (Sep 2020)
Tax Bill	$19,065 (2025)
Deeds & Mortgages	Oct 2021 Sale Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5371-254-00-032`

Property Details

APN / Parcel Number

Primary APN	`5371-254-00-032`
Alternative APN	`R426466`

Interior

Bedrooms	8 Beds
Full Baths	8.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	15,157 sqft Living Area
Gross Area	16,126 sqft
Basement Area	4,193 sqft
Finished Basement	4,193 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Rustic
Lot Area	318,859 sqft
Garage Type	Attached
Garage Area	969 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	1,153 sqft
Deck Area	Deck Area
Patio Area	3,474 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R426466
Street Address	125 WHITE WATER DR
City	DURANGO
State	CO
Zip	81301-6120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: ANIMAS SPRINGS SUB LOT: 2-R ARCHIE/DANIELSON BA PROJ 2003-021 125 WHITE WATER DR DURANGO 81301
Legal Subdivision	ANIMAS SPRINGS SUB
Legal Block	1
Legal Lot Number	2-R
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1000
Census Tract	970705

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2600 ELDORADO PKWY, 200, MCKINNEY, TX 75070-7524
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Warranty Deed, Transfer
Sep 17, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2020 · Amount on Record
Deed Sale	Sep 17, 2020 · Amount on Record
Prior Sale	Feb 2, 2004
Deed Document Number	20201177795
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Oct 21, 2021
Property Address	125 WHITE WATER DR, DURANGO, CO 81301-6120
Document Number	0001201054
Map Reference	DOC 87786
Instrument Date	Oct 19, 2021
Instrument	1201054
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 WHITE WATER DR, DURANGO, CO 81301-6120

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Sep 17, 2020
Property Address	125 WHITE WATER DR, DURANGO, CO 81301-6120
Document Number	0001177795
Map Reference	DOC 877863
Instrument Date	Sep 14, 2020
Instrument	1177795
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	AVALANCHE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 WHITE WATER DR, DURANGO, CO 81301-6120

Mortgage

Document Number	0001177796
Date	Sep 17, 2020
Instrument	1177796

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,680 (+7.4%) Land $57,690 Building $306,990	$5,432,960 (-) Land $859,410 Building $4,573,550
2025	$19,065.00 (+64.48%)	$339,560 (+47.76%) Land $53,710 Building $285,850	$5,432,960 (+58.4%) Land $859,410 Building $4,573,550
2024	$11,591.00 (+16.26%)
2023	$9,970.00 (+78.16%)	$229,810 (+80.07%) Land $42,000 Building $187,810	$3,429,940 (+86.8%) Land $626,880 Building $2,803,060
2022	$5,596.00	$127,620 Land $39,720 Building $87,900	$1,836,180 Land $571,490 Building $1,264,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 51% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANIMAS WC private · serves 3,096 people · EPA ID CO0134020
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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