125 Watson Rd, Monona, IA 52159 Property Records

Allamakee County property record for 125 Watson Rd, Monona, IA 52159

Property Summary

Property TypeRural Home
Details8 bd · 2 ba · 2,800 sqft · built 1903
Lot Size220 acres (9,583,200 sqft)
Owner2 Individual Names on Record
Tax Bill$7,478 (2026)
Deeds & MortgagesJun 2018 Mortgage
Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2133100004

Property Details

APN / Parcel Number

Primary APN2133100004

Interior

Bedrooms8 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms14 Rooms
Stories2 Stories
Building Area2,800 sqft Living Area
1st Floor Area1,200 sqft
Basement Area1,200 sqft
Unfinished Basement1,200 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1903
Exterior MaterialOther
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,583,200 sqft (220 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area128 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address125 WATSON RD
CityMONONA
StateIA
Zip52159-8500
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionSW 1/4; W 1/2 SW SE; SE NW
Legal Block100
JurisdictionALLAMAKEE IA
Township / Civil DivisionLINTON
Census Block Group1
Census Block1095
Census Tract960400

Owner

Source: Allamakee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address125 WATSON RD, MONONA, IA 52159-8500
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2018Deed of Trust, Mortgage · Conventional Mortgage
CENTRAL STATE BANK
Deed of Trust, Mortgage
Deed of Trust, Mortgage

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLAMAKEE IA
Property Address125 WATSON RD, MONONA, IA 52159-8500
Transaction TypeMortgage
Record UpdatedNov 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020181256
DateJun 11, 2018
Instrument2018 1256
Lender
NameCENTRAL STATE BANK
TypeBank
AddressELKADER, IA 52043
Agreement
TypeConventional Mortgage
AmountAmount Recorded

: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLAMAKEE IA
Property Address125 WATSON RD, MONONA, IA 52159-8500
Transaction TypeMortgage
Record UpdatedNov 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLAMAKEE IA
Property Address125 WATSON RD, MONONA, IA 52159-8500
Transaction TypeMortgage
Record UpdatedNov 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Allamakee County assessment roll, as of September 16, 2025

Property Jurisdictions

TypeName
StateIowa
CountyAllamakee County
Unified School DistrictMFL MarMac Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,478.00$516,300 (-7.79%) Land $324,200 Building $192,100$516,300 (-7.79%) Land $324,200 Building $192,100
2025$7,478.00 (+47.38%) Homeowner's exemption$559,900 (+70.39%) Land $324,200 Building $235,700$559,900 (+70.39%) Land $324,200 Building $235,700
2023$328,600 (+23.95%) Land $138,100 Building $190,500$328,600 (+23.95%) Land $138,100 Building $190,500
2022$5,074.00 Additional exemption filed$265,100 Land $115,400 Building $149,700
2021$265,100 Land $115,400 Building $149,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2013)
Most Recent ClaimJun 2013 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Northeast Iowa Telephone Company
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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