125 Water Oak Ct, Temple, GA 30179 Property Records

Carroll County property record for 125 Water Oak Ct, Temple, GA 30179

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,302 sqft · built 2001
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,500 (May 2017)
Tax Bill	$2,529 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`124--0340`

Property Details

APN / Parcel Number

Primary APN	`124--0340`
Alternative APN	`41631`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,302 sqft Heated Area
1st Floor Area	1,302 sqft
Basement Area	560 sqft
Finished Basement	560 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,462 sqft (0.86 acres)
Garage Area	672 sqft
Porch	Porch
Porch Area	100 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	41631
Old Parcel Number	124 0340
Street Address	125 WATER OAK CT
City	TEMPLE
State	GA
Zip	30179-5456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	HSE/LOT 436 RIVERWOOD PH4
Legal Subdivision	RIVERWOOD -M124/148
Legal Phase	004
Legal Lot Number	436
Jurisdiction	CARROLL GA
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2011
Census Tract	910202

Owner

Source: Carroll County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 WATER OAK CT, TEMPLE, GA 30179-5456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DELTA COMMUNITY CREDIT UNION
May 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK
May 26, 2017	Grant Deed, Transfer FIDELITY BK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2017 · Amount on Record
Deed Sale	May 25, 2017 · Amount on Record
Prior Sale	Sep 1, 2006 · Amount on Record
Deed Document Number	0005549647
Deed Book / Page	5549 / 647
Last Transfer Date	May 26, 2017
Transfer Doc	0055490647
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL GA
Property Address	125 WATER OAK CT, TEMPLE, GA 30179-5456
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 WATER OAK CT, TEMPLE, GA 30179-5456

Mortgage

Document Number	0061350000000239
Date	Jan 18, 2023
Book Page	0000006135/0000000239

Lender

Name	DELTA COMMUNITY CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2038

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL GA
Property Address	125 WATER OAK CT, TEMPLE, GA 30179-5456
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 WATER OAK CT, TEMPLE, GA 30179-5456

Mortgage

Document Number	0060670000000356
Date	May 4, 2022
Book Page	0000006067/0000000356

Lender

Name	FLAGSTAR BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL GA
Recording Date	May 26, 2017
Property Address	125 WATER OAK CT, TEMPLE, GA 30179-5456
Document Number	0055490647
Book / Page	005549 / 000647
Instrument Date	May 25, 2017
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$137.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 WATER OAK CT TEMPLE GA 301795456, TEMPLE, GA 30179-5456

Mortgage

Document Number	55490649
Date	May 26, 2017
Book Page	005549/000649

Lender

Name	FIDELITY BK MTG
Type	Bank
Address	ATLANTA, GA 30329

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Carroll County
Unified School District	Carroll County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,529.00	$113,086 (-9.54%) Land $8,000 Building $105,086	$282,716 (-9.54%) Land $20,000 Building $262,716
2024	$2,529.00 (-6.54%)	$125,012 (+9.33%) Land $8,000 Building $117,012	$312,530 (+9.33%) Land $20,000 Building $292,530
2023	$2,706.00 (+15.54%)	$114,347 (+22.44%) Land $8,000 Building $106,347	$285,868 (+22.44%) Land $20,000 Building $265,868
2022	$2,342.00	$93,393 Land $8,000 Building $85,393	$233,483 Land $20,000 Building $213,483

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 91% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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