125 W Point Ct, Excelsior, MN 55331 Property Records

Hennepin County property record for 125 W Point Ct, Excelsior, MN 55331

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.25 ba · 2,094 sqft · built 1987
Lot Size0.3 acres (13,068 sqft)
OwnerCompany Name on Record
Last Sale$464,551 (Mar 2021)
Tax Bill$8,173 (2025)
Deeds & MortgagesNov 2023 Transfer
Aug 2023 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN28-117-23-11-0075

Property Details

APN / Parcel Number

Primary APN28-117-23-11-0075

Interior

Bedrooms4 Beds
Full Baths3.25 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,094 sqft Living Area
Gross Area3,170 sqft
1st Floor Area1,210 sqft
2nd Floor Area884 sqft
Basement Area676 sqft
Family RoomFamily Room
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1989
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions125 ft deep x 50 ft wide
TerrainWooded
Garage TypeAttached
Garage Area400 sqft
Deck Area459 sqft
Patio Area361 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address125 W POINT CT
CityEXCELSIOR
StateMN
Zip55331-9465
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 012 BLOCK 002 T TONKA BAY WOODS 3RD ADDN N 50X125X162X150
Legal Range23
Legal Township117
Legal Section28
Legal Quarter11
Legal SubdivisionTONKA BAY WOODS 3RD ADDN
Legal Block2
Legal Lot Number12
JurisdictionHENNEPIN MN
Township / Civil DivisionTONKA BAY
Census Block Group3
Census Block3006
Census Tract27501

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address125 W POINT CT, EXCELSIOR, MN 55331-9465
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2023Intrafamily Transfer, Transfer
Aug 31, 2023Deed of Trust, Mortgage · Line of Credit
ROYAL CU
Mar 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 15, 2021Deed of Trust, Mortgage · Line of Credit
AFFINITY PLUS FCU
Sep 20, 2021Intrafamily Transfer, Transfer
Mar 15, 2021Deed, Transfer · Conventional Mortgage
LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 15, 2021 · Amount on Record
Deed SaleMar 15, 2021 · Amount on Record
Prior SaleAug 24, 1998 · Amount on Record
Deed Document Number20215817213
Last Transfer DateNov 21, 2023
Transfer Doc00T6048604
Record UpdatedSep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHENNEPIN MN
Recording DateNov 28, 2023
Property Address125 W POINT CT, EXCELSIOR, MN 55331-9465
Document Number00T6048604
Instrument DateNov 17, 2023
InstrumentT6048604
Transaction TypeTransfer
Record UpdatedDec 6, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address125 W POINT CT, EXCELSIOR, MN 55331-9465

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address125 W POINT CT, EXCELSIOR, MN 55331-9465
Transaction TypeMortgage
Record UpdatedSep 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address125W W POINT CT, EXCELSIOR, MN 55331-9465

Mortgage

Document Number00T6033215
DateAug 31, 2023
InstrumentT6033215
Lender
NameROYAL CU
TypeCredit Union
AddressEAU CLAIRE, WI 54703
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 30, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address125 W POINT CT, EXCELSIOR, MN 55331-9465
Transaction TypeMortgage
Record UpdatedMar 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00T5928302
DateMar 10, 2022
InstrumentT5928302
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueNov 1, 2051

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address125 W POINT CT, EXCELSIOR, MN 55331-9465
Transaction TypeMortgage
Record UpdatedDec 31, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0T05906295
DateDec 15, 2021
InstrumentT05906295
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
AddressSAINT PAUL, MN 55107
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueNov 20, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHENNEPIN MN
Recording DateSep 20, 2021
Property Address125 W POINT CT, EXCELSIOR, MN 55331-9465
Document Number0T05873922
Instrument DateSep 20, 2021
InstrumentT05873922
Transaction TypeTransfer
Record UpdatedSep 28, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 W POINT CT, EXCELSIOR, MN 55331-9465

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionHENNEPIN MN
Recording DateMar 15, 2021
Property Address125 W POINT CT, EXCELSIOR, MN 55331-9465
Document Number0T05817213
Instrument DateSep 30, 2020
InstrumentT05817213
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyTITLENEXUS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,533.02
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address125 W POINT CT, EXCELSIOR, MN 55331-9465

Mortgage

Document Number0T05817214
DateMar 15, 2021
InstrumentT05817214
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityTonka Bay City
Unified School DistrictMinnetonka Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,173.00 (+3.57%)$690,300 (+0.16%) Land $299,200 Building $391,100$690,300 (+0.16%) Land $299,200 Building $391,100
2024$7,891.00 (+12.66%)$689,200 (+7.52%) Land $299,200 Building $390,000$689,200 (+7.52%) Land $299,200 Building $390,000
2023$7,004.00 Homeowner's exemption
2022$641,000 Land $262,000 Building $379,000$641,000 Land $262,000 Building $379,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1980–2014)
Most Recent ClaimJun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTonka Bay
serves 1,442 people · EPA ID MN1270013
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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