125 W Ormsby Ave, Louisville, KY 40203 Property Records

Louisville/Jefferson County Metro Government property record for 125 W Ormsby Ave, Louisville, KY 40203

Property Summary

Property Type	Apartments (5+ Units)
Details	3,393 sqft · built 1897
Lot Size	0.136 acres (5,937 sqft)
Owner	2 Individual Names on Record
Last Sale	$396,000 (Dec 2021)
Tax Bill	$4,989 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Jul 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08032B00330000`

Property Details

APN / Parcel Number

Primary APN	`08032B00330000`
Alternative APNs	`032B00330000` `08200541`

Interior

Units	3 Units
Stories	3 Stories
Building Area	3,393 sqft Finished Area
Basement Area	1,329 sqft

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Lot Area	5,937 sqft (0.136 acres)
Lot Dimensions	180 ft deep x 33 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Account Number	08200541
Street Address	125 W ORMSBY AVE
City	LOUISVILLE
State	KY
Zip	40203-2880
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	TNZD-TRADI
Legal Description	0.1363 AC +/-, NS ORMSBY AVE
Jurisdiction	JEFFERSON KY
Township / Civil Division	LOUISVILLE CENTRAL
Census Block Group	2
Census Block	2011
Census Tract	5100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Louisville Residential District (Boundary Increase) listed 1984 · 27 contributing resources · NRIS 84001583
Listed Area	Within Olmsted Park System listed 1982 · 6 contributing resources · NRIS 82002715

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Louisville/Jefferson County Metro Government records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1199 OLD SHILOH RD, GOODLETTSVILLE, TN 37072-8903
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Construction Mortgage EMERALD TITLE INC, EMERALD TITLE GROUP
Jul 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage EMERALD TITLE INC, EMERALD TITLE GROUP
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Dec 6, 2021	Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Prior Sale	Aug 4, 2016 · Amount on Record
Deed Document Number	2021305327
Deed Book / Page	12214 / 486
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Recording Date	Jul 2, 2026
Property Address	125 W ORMSBY AVE, LOUISVILLE, KY 40203-2880
Document Number	0000078234
Book / Page	19870 / 235
Instrument Date	Jun 24, 2026
Instrument	202678234
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	EMERALD TITLE INC, EMERALD TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1199 OLD SHILOH RD, GOODLETTSVILLE, TN 37072-8903

Mortgage

Document Number	0000078234,
Date	Jul 2, 2026
Book Page	19870/235
Instrument	202678234

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 26, 2027

Interest

Rate	6.53%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Recording Date	Jul 2, 2026
Property Address	125 W ORMSBY AVE, LOUISVILLE, KY 40203-2880
Document Number	0000078235
Book / Page	19870 / 246
Instrument Date	Jun 24, 2026
Instrument	202678235
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	EMERALD TITLE INC, EMERALD TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1199 OLD SHILOH RD, GOODLETTSVILLE, TN 37072-8903

Mortgage

Document Number	0000078235,
Date	Jul 2, 2026
Book Page	19870/246
Instrument	202678235

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.53%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	125 W ORMSBY AVE, LOUISVILLE, KY 40203-2880
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000212127
Date	Aug 24, 2021
Book Page	M 17597/225
Instrument	2021212127

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Mar 1, 2051

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Dec 6, 2021
Property Address	125 W ORMSBY AVE, LOUISVILLE, KY 40203-2880
Document Number	0000305327
Book / Page	D 12214 / 486
Instrument Date	Dec 3, 2021
Instrument	2021305327
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 W ORMSBY AVE, LOUISVILLE, KY 40203-2880

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1199 OLD SHILOH RD, GOODLETTSVILLE, TN 37072-8903

Mortgage

Document Number	0000305328
Date	Dec 6, 2021
Instrument	2021305328

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,989.00 (-6.12%)	$396,000 (-) Land $28,000 Building $368,000
2024			$396,000 (-) Land $28,000 Building $368,000
2023	$5,314.00 (-1.32%)	$396,000 (-) Land $28,000 Building $368,000	$396,000 (-) Land $28,000 Building $368,000
2022	$5,385.00	$396,000 Land $28,000 Building $368,000	$396,000 Land $28,000 Building $368,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 773 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
BluegrassNet Fixed Wireless	100 / 100

May also be available: AT&T, T-Mobile, Verizon.

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