125 W Eisenhower St, Waterman, IL 60556 Property Records

DeKalb County property record for 125 W Eisenhower St, Waterman, IL 60556

Property Summary

Property Type	Single Family Home
Lot Size	0.433 acres (18,850 sqft)
Owner	2 Individual Names on File
Last Sale	$15,000 (Jul 2017)
Tax Bill	$4,204 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-16-228-025`

Property Details

APN / Parcel Number

Primary APN	`14-16-228-025`

Exterior

Lot Area	18,850 sqft (0.433 acres)
Lot Dimensions	145 ft deep x 130 ft wide

Location & Zoning

Account Number	1416228025
Street Address	125 W EISENHOWER ST
City	WATERMAN
State	IL
Zip	60556-6096
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BABCOCKS SUBDIVISION - 1ST ADDITION - LOT 38 & LOT 37 ( EX W 12 FT)
Legal Subdivision	BABCOCKS SUBDIVISION - 1ST ADDITION
Legal Lot Number	38,37
Jurisdiction	DE KALB IL
Township / Civil Division	CLINTON
Census Block Group	2
Census Block	2016
Census Tract	1800

Owner

125 W Eisenhower St is owned and occupied by two individuals who bought it in July 2017.

Source: DeKalb County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	125 W EISENHOWER ST, WATERMAN, IL 60556-6096
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESOURCE BANK
Jul 5, 2018	Trustee's Deed, Construction Loan · Construction Mortgage RESOURCE BK
Jul 21, 2017	Warranty Deed, Transfer · Conventional Mortgage RESOURCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2017 · Amount on File
Deed Sale	Jul 21, 2017 · Amount on File
Deed Document Number	20177002
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	125 W EISENHOWER ST, WATERMAN, IL 60556-6096
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010061
Date	Aug 3, 2021
Instrument	2021010061

Lender

Name	RESOURCE BANK
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	9.25%

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 5, 2018
Property Address	125 W EISENHOWER ST, WATERMAN, IL 60556-6096
Instrument Date	Jul 2, 2018
Instrument	6549
Transaction Type	Construction Loan
Record Updated	Jul 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 E COMANCHE AVE SHABBONA IL 605505123, SHABBONA, IL 60550-5123

Mortgage

Document Number	0000006549
Date	Jul 5, 2018
Instrument	6549

Lender

Name	RESOURCE BK
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Construction Mortgage
Amount	Amount on Record

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 21, 2017
Property Address	125 W EISENHOWER ST, WATERMAN, IL 60556-6096
Document Number	0000007002
Instrument Date	Jun 16, 2017
Instrument	7002
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 E COMANCHE AVE SHABBONA IL 605505123, SHABBONA, IL 60550-5123

Mortgage

Document Number	7004
Date	Jul 21, 2017
Instrument	7004

Lender

Name	RESOURCE BK
Type	Bank
Address	HINCKLEY, IL 60520

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 20, 2022

Interest

Rate	4.51%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Clinton Township
Municipality	Waterman Village
Unified School District	Indian Creek Community Unit District 425 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,064 Land $22,616 Building $50,448	$219,192 Land $67,848 Building $151,344
2024	$4,204.00
2023		$59,829 Land $18,519 Building $41,310	$179,487 Land $55,557 Building $123,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 W Eisenhower St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 125 W Eisenhower St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERMAN serves 1,497 people · EPA ID IL0370600
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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