125 W 550 S, Centerville, UT 84014 Property Records

Davis County property record for 125 W 550 S, Centerville, UT 84014

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,781 sqft · built 1993
Lot Size	0.223 acres (9,714 sqft)
Owner	2 Individual Names on File
Last Sale	$446,900 (Sep 2020)
Tax Bill	$3,449 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`03-147-0043`

Property Details

APN / Parcel Number

Primary APN	`03-147-0043`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,781 sqft Living Area
Basement Area	851 sqft
Unfinished Basement	851 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,714 sqft (0.223 acres)
Garage Area	567 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	125 W 550 S
City	CENTERVILLE
State	UT
Zip	84014-2164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-L
Legal Description	ALL OF LOT 43, MAIN STREET ISLAND VIEW SUB PLAT D. CONTAINS 0.223 ACRES
Legal Subdivision	ISLAND VIEW SUB
Legal Lot Number	43
Jurisdiction	DAVIS UT
Township / Civil Division	SOUTH DAVIS
Census Block Group	3
Census Block	3023
Census Tract	126306

Owner

125 W 550 S is owned and occupied by two individuals who bought it in September 2020.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	125 W 550 S, CENTERVILLE, UT 84014-2164
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FEDERAL CREDIT UNION
Jan 19, 2022	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 14, 2020	Affidavit of Death, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Jun 29, 2017	Warranty Deed, Transfer MERIDIAN TITLE
Jun 29, 2017	Intrafamily Transfer, Transfer VANGUARD TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2020 · Amount on File
Deed Sale	Sep 14, 2020 · Amount on File
Prior Sale	Jun 29, 2017 · Amount on File
Deed Document Number	20203292461
Deed Book / Page	7594 / 1675
Prior Transfer Date	Sep 9, 2020
Prior Transfer Doc	0003292460
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Recording Date	May 12, 2026
Property Address	125 W 550 S, CENTERVILLE, UT 84014-2164
Document Number	0003667633
Book / Page	8993 / 288
Instrument Date	May 7, 2026
Instrument	20263667633
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	UTAH FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	125 W 550 S, CENTERVILLE, UT 84014-2164

Mortgage

Document Number	0003667633,
Date	May 12, 2026
Book Page	8993/288
Instrument	20263667633

Lender

Name	SECURITY SERVICE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Jun 1, 2066

Interest

Rate	6.37%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	125 W 550 S, CENTERVILLE, UT 84014-2164
Transaction Type	Mortgage
Record Updated	Feb 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07928/1494
Date	Jan 19, 2022
Book Page	7928/1494
Instrument	3451018

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	125 W 550 S, CENTERVILLE, UT 84014-2164
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7820/466
Date	Aug 11, 2021
Book Page	7820/466
Instrument	3408072

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Sep 14, 2020
Property Address	125 W 550 S, CENTERVILLE, UT 84014-2164
Document Number	7594/1675
Book / Page	7594 / 1675
Instrument Date	Sep 9, 2020
Instrument	3292461
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	FIRST AMERICAN TITL

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	125 W 550 S, CENTERVILLE, UT 84014-2164

Mortgage

Document Number	3292462
Date	Sep 14, 2020
Instrument	3292462

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	DAVIS UT
Recording Date	Sep 14, 2020
Property Address	125 W 550 S, CENTERVILLE, UT 84014-2164
Document Number	0003292460
Book / Page	007594 / 001671
Instrument Date	Sep 9, 2020
Instrument	3292460
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 W 550 S CENTERVILLE UT 840142164, CENTERVILLE, UT 84014-2164

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jun 29, 2017
Property Address	125 W 550 S, CENTERVILLE, UT 84014-2164
Document Number	0003029624
Book / Page	006797 / 001116
Instrument Date	Jun 29, 2017
Instrument	3029624
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 W 550 S CENTERVILLE UT 840142164, CENTERVILLE, UT 84014-2164

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Jun 29, 2017
Property Address	125 W 550 S, CENTERVILLE, UT 84014-2164
Document Number	3029664
Instrument Date	Jun 29, 2017
Instrument	3029664
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	VANGUARD TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	125 W 550 S, CENTERVILLE, UT 84014-2164

Tax Assessment & Valuation

The 2025 property tax bill for 125 W 550 S was $3,449, up 2.2% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Centerville City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,151 (+5.5%) Land $176,963 Building $171,188	$633,000 (+5.5%) Land $321,750 Building $311,250
2025	$3,449.00 (+2.19%)	$330,000 Land $164,476 Building $165,524	$600,000 Land $299,048 Building $300,952
2024	$3,375.00 (+1.78%)
2023	$3,316.00 (-3.18%)	$583,000 Land $242,586 Building $340,414	$583,000 Land $242,586 Building $340,414
2022	$3,425.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 W 550 S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 W 550 S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE CITY WATER SYSTEM serves 17,155 people · EPA ID UTAH06001
Water Source	Purchased surface water from WEBER BASIN WCD - SOUTH
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Echo Broadband, Utah Broadband.

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