125 Upper Camp Rd, Mc Henry, MD 21541 Property Records

Garrett County property record for 125 Upper Camp Rd, Mc Henry, MD 21541

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 2,243 sqft · built 2008
Lot Size	0.429 acres (18,709 sqft)
Owner	Trust Name on File
Last Sale	$438,000 (May 2006)
Tax Bill	$14,405 (2026)
Deeds & Mortgages	Nov 2023 Transfer Dec 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18-084252`

Property Details

APN / Parcel Number

Primary APN	`18-084252`
Alternative APN	`084252`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,243 sqft Total Area
Basement Area	1,764 sqft
Finished Basement	1,764 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Logs
Roof Material	Composition Shingle
Lot Area	18,709 sqft (0.429 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	578 sqft
Deck Area	479 sqft
Patio Area	479 sqft
Balcony Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	084252
Street Address	125 UPPER CAMP RD
City	MC HENRY
State	MD
Zip	21541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18709 SQ FT LOT 67 NORTH CAMP
Legal Subdivision	NORTH CAMP
Legal Lot Number	67
Jurisdiction	GARRETT MD
Township / Civil Division	6, SANG RUN
Census Block Group	2
Census Block	2027
Census Tract	502

Owner

125 Upper Camp Rd is held in a trust since October 2023.

Source: Garrett County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	1017 WHITEHALL CV, ANNAPOLIS, MD 21409-6124
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Intrafamily Transfer, Transfer
Dec 5, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2006 · Amount on File
Deed Sale	May 11, 2006 · Amount on File
Deed Document Number	200660947
Deed Book / Page	1217 / 166
Last Transfer Date	Oct 31, 2023
Transfer Doc	0025270434
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARRETT MD
Recording Date	Nov 1, 2023
Property Address	125 UPPER CAMP RD, MC HENRY, MD 21541
Document Number	0025210278
Book / Page	2521 / 278
Map Reference	CASE DKM 3 PG 245A-C
Instrument Date	Oct 31, 2023
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1017 WHITEHALL COVE, GREENSBORO, NC 27409

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARRETT MD
Recording Date	Dec 5, 2023
Property Address	125 UPPER CAMP RD, MC HENRY, MD 21541
Document Number	0025270434
Book / Page	2527 / 434
Map Reference	FILE 3 PG 245-A
Instrument Date	Oct 31, 2023
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1017 WHITEHALL CV, ANNAPOLIS, MD 21409-6124

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1017 WHITEHALL CV, ANNAPOLIS, MD 21409-6124

Tax Assessment & Valuation

The 2026 property tax bill for 125 Upper Camp Rd was $14,405, up 12.4% from the year before.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,405.00 (+12.42%)	$1,141,500 (+14.21%) Land $120,000 Building $1,021,500	$1,141,500 (-) Land $120,000 Building $1,021,500
2025	$12,813.00	$999,467	$1,141,500 Land $120,000 Building $1,021,500
2023	$9,572.00	$715,400 Land $120,000 Building $595,400	$715,400 Land $120,000 Building $595,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Upper Camp Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Upper Camp Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEEP CREEK LAKE WATER SERVICE AREA serves 5,502 people · EPA ID MD1111096
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain Communications Fiber	1,000 / 1,000
Pogozone powered by Neubeam Fixed Wireless	300 / 40

May also be available: Xfinity.

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