125 Tree Rd, Cosby, TN 37722 Property Records

Cocke County property record for 125 Tree Rd, Cosby, TN 37722

Property Summary

Property Type	Mobile Home
Details	720 sqft · built 2002
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Mar 2021)
Tax Bill	$198 (2025)
Deeds & Mortgages	Mar 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`015102E B 00500`

Property Details

APN / Parcel Number

Primary APN	`015102E B 00500`
Alternative APN	`102E B 00500`

Interior

Building Area	720 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Mobile/Manufactured
Lot Area	31,363 sqft (0.72 acres)
Lot Dimensions	200 ft deep x 157 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	50 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	125 TREE RD
City	COSBY
State	TN
Zip	37722-3025
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 05, COUNTY AREA: X02
Legal Subdivision	BUDA FARM
Legal Lot Number	60
Jurisdiction	COCKE TN
Township / Civil Division	5
Census Block Group	3
Census Block	3011
Census Tract	920700

Owner

Source: Cocke County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 TREE RD, COSBY, TN 37722-3025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2021 · Amount on Record
Deed Sale	Mar 12, 2021 · Amount on Record
Prior Sale	Oct 27, 2006 · Amount on Record
Deed Document Number	20211241
Deed Book / Page	1552 / 785
Transfer Doc	0012360489
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCKE TN
Recording Date	Mar 12, 2021
Property Address	125 TREE RD, COSBY, TN 37722-3025
Document Number	0015520785
Book / Page	1552 / 785
Map Reference	MB 2 PG 48
Instrument Date	Mar 12, 2021
Instrument	21001241
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	BRIDGE TITLE COMPANY LLC, BLUE RIDGE TTL COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	125 TREE RD, COSBY, TN 37722-3025

Mortgage

Document Number	0021001242
Date	Mar 12, 2021
Instrument	21001242

Lender

Name	NEWPORT FEDERAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Cocke County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Cocke County
Unified School District	Cocke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$198.00	$13,175 (+63.66%) Land $5,250 Building $7,925	$52,700 (+63.66%) Land $21,000 Building $31,700
2023		$8,050 (-) Land $3,525 Building $4,525
2022	$206.00	$8,050 Land $3,525 Building $4,525	$32,200 (-) Land $14,100 Building $18,100
2020			$32,200 Land $14,100 Building $18,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT UTILITIES BOARD serves 34,925 people · EPA ID TN0000500
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Newport Utilities Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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