Rowan County property record for 125 Thomas Ln, Cleveland, NC 27013
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,216 sqft · built 1996 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $228,000 (Sep 2017) |
| Tax Bill | $3,878 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 552A005 |
| Primary APN | 552A005 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,216 sqft Living Area |
| 1st Floor Area | 1,335 sqft |
| Basement Area | 694 sqft |
| Unfinished Basement | 694 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 392 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 125 THOMAS LN |
|---|---|
| City | CLEVELAND |
| State | NC |
| Zip | 27013-9631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.00AC |
| Legal Subdivision | COUNTRYSIDE MEADOWS SUBDIVISION |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | MOUNT ULLA |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 51901 |
125 Thomas Ln is owned and occupied by two individuals who bought it in September 2017.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 THOMAS LN, CLEVELAND, NC 27013-9631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Oct 26, 2020 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Sep 27, 2017 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2017 · Amount on File |
| Deed Sale | Sep 27, 2017 · Amount on File |
| Prior Sale | Sep 1, 2012 |
| Deed Book / Page | 1297 / 154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 125 THOMAS LN, CLEVELAND, NC 27013-9631 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014080589 |
|---|---|
| Date | Aug 23, 2022 |
| Book Page | 1408/589 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MOORESVILLE, NC 28115 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 125 THOMAS LN, CLEVELAND, NC 27013-9631 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0013590478 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 1359/478 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Sep 27, 2017 |
| Property Address | 125 THOMAS LN, CLEVELAND, NC 27013-9631 |
| Document Number | 0012970154 |
| Book / Page | 1297 / 0154 |
| Map Reference | MB 9995 PG 2313 |
| Instrument Date | Sep 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $456.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 350 OLD HOUSE RD, 350, MOUNT ULLA, NC 28125-8805 |
| Name | Verified Name |
|---|---|
| Address | 125 THOMAS LN, CLEVELAND, NC 27013-9631 |
| Document Number | 12970155 |
|---|---|
| Date | Sep 27, 2017 |
| Instrument | 1297/0155 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2026 property tax bill for 125 Thomas Ln was $3,878.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,878.00 | $578,909 Land $45,000 Building $533,909 | $578,909 Land $45,000 Building $533,909 |
| 2023 | $3,878.00 | $578,909 Land $45,000 Building $533,909 | $578,909 Land $45,000 Building $533,909 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 Thomas Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 Thomas Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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