125 Third Ave, Cape May, NJ 08204 Property Records

Cape May County and West Cape May Borough property record for 125 Third Ave, Cape May, NJ 08204

Property Summary

Property Type	Single Family Home
Details	1,206 sqft · built 1928
Lot Size	0.155 acres (6,752 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Jan 2021)
Tax Bill	$4,934 (2024)
Deeds & Mortgages	Feb 2023 Line of Credit Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`12-00036-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`12-00036-0000-00005`
Alternative APN	`120003600005`

Interior

Stories	1 Story
Building Area	1,206 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	6,752 sqft (0.155 acres)
Lot Dimensions	150 ft deep x 45 ft wide

Location & Zoning

Street Address	125 THIRD AVE
City	CAPE MAY
State	NJ
Zip	08204-1050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD B49-L3
Legal Subdivision	MILLER FARM
Legal Block	36
Legal Lot Number	5
Jurisdiction	CAPE MAY NJ
Township / Civil Division	WEST CAPE MAY
Census Block Group	3
Census Block	3033
Census Tract	21900

Owner

125 Third Ave is owned and occupied by two individuals who bought it in January 2021.

Source: Cape May County and West Cape May Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	125 THIRD AVE, CAPE MAY, NJ 08204-1050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jan 19, 2021	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Feb 8, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2021 · Amount on File
Deed Sale	Jan 19, 2021 · Amount on File
Prior Sale	Jun 15, 1998 · Amount on File
Deed Document Number	20212971
Deed Book / Page	3959 / 549
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	125 THIRD AVE, CAPE MAY, NJ 08204-1050
Transaction Type	Mortgage
Record Updated	Apr 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003855
Date	Feb 23, 2023
Book Page	M6627/826
Instrument	2023003855

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 16, 2048

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Jan 19, 2021
Property Address	125 THIRD AVE, CAPE MAY, NJ 08204-1050
Document Number	0039590549
Book / Page	003959 / 000549
Instrument Date	Jan 8, 2021
Instrument	2971
Transaction Type	Transfer
Record Updated	Jan 28, 2021
Title Company	TITLE COMPANY/JERSEY, TITLE CO/JERSEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	125 THIRD AVE WEST CAPE MAY NJ 082041050, WEST CAPE MAY, NJ 08204-1050

Mortgage

Document Number	63160512
Date	Jan 19, 2021
Book Page	006316/000512
Instrument	2972

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	125 THIRD AVE, CAPE MAY, NJ 08204-1050
Document Number	0058460043
Book / Page	005846 / 000043
Instrument Date	Feb 8, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017
Title Company	MORTGAGE SERVICES, MORTGAGE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 THIRD AVE WEST CAPE MAY NJ 082041050, WEST CAPE MAY, NJ 08204-1050

Mortgage

Document Number	0058460043
Date	Mar 6, 2017
Book Page	005846/000043
Instrument	6195

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cape May County and West Cape May Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	West Cape May Borough
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	West Cape May Borough School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,100 (-) Land $254,000 Building $74,100	$328,100 (-) Land $254,000 Building $74,100
2025		$328,100 Land $254,000 Building $74,100	$328,100 Land $254,000 Building $74,100
2024	$4,934.00
2023		$328,100 Land $254,000 Building $74,100	$328,100 Land $254,000 Building $74,100
2022	$4,445.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Third Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 213 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	274 units insured incl. 61 condo units
Nearby Flood Claims	98 (1978–2023)
Claims Outside the SFHA	10 of 98
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims Severe Coastal Storm, Jan 1992 · 11 claims Hurricane Gloria, Sep 1985 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Third Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CAPE MAY WATER DEPT serves 4,427 people · EPA ID NJ0512001
Water Source	Purchased groundwater from CAPE MAY WATER & SEWER U
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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