Worcester County and Oxford Town property record for 125 Sutton Ave, Oxford, MA 01540
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,564 sqft · built 2006 |
| Lot Size | 1.38 acres (60,097 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (Dec 2020) |
| Tax Bill | $8,384 (2026) |
| Deeds & Mortgages | Oct 2022 Line of Credit Aug 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43A05.07 |
| Primary APN | 43A05.07 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,564 sqft Living Area |
| Gross Area | 5,666 sqft |
| 1st Floor Area | 1,782 sqft |
| Attic | Attic |
| Attic Area | 220 sqft |
| Basement Area | 1,288 sqft |
| Unfinished Basement | 1,288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,097 sqft (1.38 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 43A05.07 |
|---|---|
| Street Address | 125 SUTTON AVE |
| City | OXFORD |
| State | MA |
| Zip | 01540-1812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | A05.07 |
| Jurisdiction | OXFORD MA |
| Township / Civil Division | OXFORD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 753200 |
Source: Worcester County and Oxford Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 125 SUTTON AVE, OXFORD, MA 01540-1812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2022 | Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO |
| Aug 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PLAZA HOME MORTGAGE INC |
| Dec 14, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ARC HOME LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2020 · Amount on Record |
| Deed Sale | Dec 14, 2020 · Amount on Record |
| Prior Sale | May 30, 2008 · Amount on Record |
| Deed Document Number | 2020154461 |
| Deed Book / Page | 63967 / 215 |
| Prior Transfer Date | Dec 9, 2020 |
| Prior Transfer Doc | 63967-215 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 125 SUTTON AVE, OXFORD, MA 01540-1812 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 068389-376 |
|---|---|
| Date | Oct 24, 2022 |
| Book Page | 68389/376 |
| Instrument | 114891 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 541 Months |
| Due | Nov 1, 2067 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 125 SUTTON AVE, OXFORD, MA 01540-1812 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 65899-296 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 65899/296 |
| Instrument | 118503 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2046 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OXFORD MA |
| Recording Date | Dec 14, 2020 |
| Property Address | 125 SUTTON AVE, OXFORD, MA 01540-1812 |
| Document Number | 63967-215 |
| Book / Page | 63967 / 215 |
| Instrument Date | Dec 9, 2020 |
| Instrument | 154461 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 125 SUTTON AVE, OXFORD, MA 01540-1812 |
| Document Number | 154462 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 154462 |
| Name | ARC HOME LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Oxford Town |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,384.00 (+9,763.53%) | $685,500 (+1.72%) Land $105,800 Building $579,700 | $632,117 (+3.77%) |
| 2025 | $85.00 (-99%) | $673,900 (+6.9%) Land $124,800 Building $549,100 | $609,140 |
| 2024 | $8,498.00 (+8.21%) | $630,400 (+9.5%) Land $115,400 Building $515,000 | |
| 2023 | $7,853.00 | $575,700 Land $110,400 Building $465,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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