125 Surf Way, Apt 415, Monterey, CA 93940 Property Records

Monterey County property record for 125 Surf Way, Apt 415, Monterey, CA 93940

Property Summary

Property Type	Condominium
Details	1,214 sqft · built 1993
Lot Size	0.14 acres (635 sqft)
Owner	Company Name on Record
Last Sale	$825,000 (May 2017)
Tax Bill	$11,043 (2025)
Deeds & Mortgages	May 2017 Sale Apr 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`011-443-030-000`

Property Details

APN / Parcel Number

Primary APN	`011-443-030-000`
Alternative APN	`011-443-030`

Interior

Stories	1 Story
Building Area	1,214 sqft Living Area
1st Floor Area	1,214 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	635 sqft (0.14 acres)

Location & Zoning

Old Parcel Number	011-443-030
Street Address	125 SURF WAY, 415
City	MONTEREY
State	CA
Zip	93940-3417
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	OCEAN HARBOR HOUSE CONDOMINIUMS BLOCK 10 FLOOR 2 UNIT 7
Legal Subdivision	OCEAN HARBOR HOUSE CONDOMINIUMS
Legal Block	10
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2001
Census Tract	13300

Owner

Source: Monterey County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2520 TEMPLETON DR, EL DORADO HILLS, CA 95762-5843
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 31, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Apr 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Prior Sale	Nov 7, 2012 · Amount on Record
Deed Document Number	201728704
Prior Transfer Date	Oct 17, 2012
Prior Transfer Doc	0000068341
Record Updated	Oct 29, 2026

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	May 31, 2017
Property Address	125 SURF WAY APT 415, 415, MONTEREY, CA 93940-3417
Document Number	0000028704
Instrument Date	May 22, 2017
Instrument	28704
Transaction Type	Transfer
Record Updated	Jun 7, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$907.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6010 PALERMO WAY EL DORADO HILLS CA 957625423, EL DORADO HILLS, CA 95762-5423

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Apr 3, 2017
Property Address	125 SURF WAY APT 415, 415, MONTEREY, CA 93940-3417
Document Number	0000017605
Instrument Date	Mar 27, 2017
Instrument	17605
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5193 ORKNEY CT NEWARK CA 945602036, NEWARK, CA 94560-2036

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$976,627 (+2%) Land $591,897 Building $384,730
2025	$11,043.00 (+10.55%)	$957,479 (+4.04%) Land $580,292 Building $377,187
2023	$9,989.00 (+1.4%)	$920,301 Land $557,759 Building $362,542
2022	$9,851.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	22 (1998–2002)
Claims Outside the SFHA	12 of 22
Most Recent Claim	Dec 2002 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Surf Way

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