125 Surf Way, Apt 323, Monterey, CA 93940 Property Records

Monterey County property record for 125 Surf Way, Apt 323, Monterey, CA 93940

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 785 sqft
Lot Size	0.023 acres (1,006 sqft)
Owner	Company Name on Record
Last Sale	$660,000 (Jan 2017)
Tax Bill	$8,873 (2025)
Deeds & Mortgages	Jan 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`011-443-052-000`

Property Details

APN / Parcel Number

Primary APN	`011-443-052-000`
Alternative APN	`011-443-052`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	785 sqft Living Area
1st Floor Area	785 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Condo/Apartment
Lot Area	1,006 sqft (0.023 acres)
Garage Type	Detached

Location & Zoning

Old Parcel Number	011-443-052
Street Address	125 SURF WAY, 323
City	MONTEREY
State	CA
Zip	93940-3457
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	OCEAN HARBOR HOUSE CONDOMINIUMS BLOCK 12 FLOOR 1 UNIT 8
Legal Subdivision	OCEAN HARBOR HOUSE CONDOMINIUMS
Legal Block	12
Legal Lot Number	1218
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2001
Census Tract	13300

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8808 OMEARA CT, BAKERSFIELD, CA 93311-2140
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2017 · Amount on Record
Deed Sale	Jan 6, 2017 · Amount on Record
Prior Sale	Oct 17, 2006 · Amount on Record
Deed Document Number	20171001
Last Transfer Date	Jan 17, 2020
Transfer Doc	0000003817
Record Updated	Oct 29, 2026

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 6, 2017
Property Address	125 SURF WAY APT 323, 323, MONTEREY, CA 93940-3457
Document Number	0000001001
Map Reference	MAP18 PG15
Instrument Date	Dec 29, 2016
Instrument	2017001001
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	125 SURF WAY APT 323, 323, MONTEREY, CA 93940-3457

Mortgage

Document Number	0000001002
Date	Jan 6, 2017
Instrument	2017001002

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0000001003
Date	Jan 6, 2017
Instrument	2017001003

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$781,300 (+2%) Land $651,086 Building $130,214
2025	$8,873.00 (+10.91%)	$765,981 (+4.04%) Land $638,320 Building $127,661
2023	$8,000.00 (+1.39%)	$736,238 Land $613,534 Building $122,704
2022	$7,890.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	22 (1998–2002)
Claims Outside the SFHA	12 of 22
Most Recent Claim	Dec 2002 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Surf Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures