Bergen County and Waldwick Borough property record for 125 Summit Ave, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,581 sqft · built 1951 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $479,000 (Sep 2020) |
| Tax Bill | $12,581 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Feb 2017 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00034-0000-00078 |
| Primary APN | 64-00034-0000-00078 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,581 sqft Living Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Stucco |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 125 SUMMIT AVE |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 75X100 |
| Legal Subdivision | RIDGEWALD HLNDS |
| Legal Block | 34 |
| Legal Lot Number | 78 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 56100 |
125 Summit Ave is owned and occupied by two individuals who acquired it in January 2026.
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 SUMMIT AVE, WALDWICK, NJ 07463-2133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2026 | Correction Deed WFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC |
| Feb 3, 2017 | Deed of Trust, Mortgage · Line of Credit CORNING FCU |
| Aug 12, 2020 | Deed of Trust, Mortgage · Conventional with PMI NJ LENDERS |
| Sep 22, 2020 | Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Jun 8, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2020 · Amount on File |
| Deed Sale | Sep 22, 2020 · Amount on File |
| Deed Document Number | 202089961 |
| Deed Book / Page | 3721 / 582 |
| Last Transfer Date | Jan 14, 2026 |
| Transfer Doc | 0057110208 |
| Record Updated | Sep 20, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 28, 2026 |
| Property Address | 125 SUMMIT AVE, WALDWICK, NJ 07463-2133 |
| Document Number | 0057110208 |
| Book / Page | 5711 / 208 |
| Instrument Date | Jan 28, 2026 |
| Instrument | 2026005766 |
| Record Updated | Feb 19, 2026 |
| Title Company | WFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 125 SUMMIT AVE, WALDWICK, NJ 07463-2133 |
| Name | Verified Name |
|---|---|
| Address | 125 SUMMIT AVE, WALDWICK, NJ 07463-2133 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 125 SUMMIT AVE, WALDWICK, NJ 07463-2133 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0025270319 |
|---|---|
| Date | Feb 3, 2017 |
| Book Page | 02527/0319 |
| Instrument | 17-011819 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Address | CORNING, NY 14830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 2, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 125 SUMMIT AVE, WALDWICK, NJ 07463-2133 |
| Document Number | 0037210587 |
| Instrument Date | Aug 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2020 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 125 SUMMIT AVE WALDWICK NJ 074632133, WALDWICK, NJ 07463-2133 |
| Document Number | 0037210587 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 003721/000587 |
| Instrument | 89962 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 21, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 22, 2020 |
| Property Address | 125 SUMMIT AVE, WALDWICK, NJ 07463-2133 |
| Document Number | 0037210582 |
| Book / Page | 3721 / 582 |
| Instrument Date | Aug 12, 2020 |
| Instrument | 2020089961 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2022 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,973.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 PARK PL, 8, WALDWICK, NJ 07463-2107 |
| Name | Verified Name |
|---|---|
| Address | 559 THURNAU DR, RIVER VALE, NJ 07675-6014 |
| Document Number | 2020089962 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 2020089962 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 8, 2020 |
| Property Address | 125 SUMMIT AVE, WALDWICK, NJ 07463-2133 |
| Document Number | 0036170969 |
| Book / Page | 003617 / 000969 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 20055973 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 PARK PL WALDWICK NJ 074632107, WALDWICK, NJ 07463-2107 |
The 2025 property tax bill for 125 Summit Ave was $12,581, up 3.7% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $548,200 (-) Land $315,000 Building $233,200 | $548,200 (-) Land $315,000 Building $233,200 | |
| 2025 | $12,581.00 (+3.66%) | $548,200 Land $315,000 Building $233,200 | $548,200 Land $315,000 Building $233,200 |
| 2024 | $12,137.00 | ||
| 2023 | $424,300 Land $255,000 Building $169,300 | $424,300 Land $255,000 Building $169,300 | |
| 2022 | $12,084.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 125 Summit Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 Summit Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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