125 Sterling Gate Dr, Alabaster, AL 35007 Property Records

Shelby County property record for 125 Sterling Gate Dr, Alabaster, AL 35007

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,563 sqft · built 1996
Lot Size0.328 acres (14,288 sqft)
OwnerIndividual Name on File
Last Sale$194,500 (Jun 2018)
Tax Bill$1,489 (2026)
Deeds & MortgagesApr 2023 Mortgage
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN232033002019000

Property Details

APN / Parcel Number

Primary APN232033002019000

Interior

Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,563 sqft Heated Area
1st Floor Area1,563 sqft
Basement Area1,563 sqft
Unfinished Basement469 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,288 sqft (0.328 acres)
Lot Dimensions136 ft deep x 104 ft wide
Garage TypeBasement
PorchSlab
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address125 STERLING GATE DR
CityALABASTER
StateAL
Zip35007-3909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC/TWNSHP/RAN 3 21S 03W NBRHD: 02 CEDAR GROVE NORTH R-2
Legal Range03W
Legal Township21S
Legal Section03
Legal SubdivisionSTERLING GATE SECTOR 1
Legal Lot Number19
JurisdictionSHELBY AL
Township / Civil DivisionALABASTER-HELENA
Census Block Group2
Census Block2012
Census Tract30607

Owner

125 Sterling Gate Dr is owned and occupied by an individual who bought it in June 2018.

Source: Shelby County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address125 STERLING GATE DR, ALABASTER, AL 35007-3909
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2023Deed of Trust, Mortgage · VA Mortgage
RUSHMORE LOAN MANAGEMENT SERVICES LLC
Nov 12, 2021Deed of Trust, Mortgage · VA Mortgage
SPECIALIZED LOAN SERVICES LLC
Jun 5, 2018Warranty Deed, Transfer · VA Mortgage
BUD WEBER MORTGAGES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2018 · Amount on File
Deed SaleJun 5, 2018 · Amount on File
Prior SaleMar 11, 2004 · Amount on File
Deed Document Number2018196580
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY AL
Property Address125 STERLING GATE DR, ALABASTER, AL 35007-3909
Transaction TypeMortgage
Record UpdatedMay 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 STERLING GATE DR, ALABASTER, AL 35007-3909

Mortgage

Document Number0000092990
DateApr 4, 2023
Instrument20230404000092990
Lender
NameRUSHMORE LOAN MANAGEMENT SERVICES LLC
TypeLending Institution
AddressIRVING, TX 75063
Agreement
TypeVA Mortgage
AmountAmount on Record
Term358 Months
DueFeb 1, 2053

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY AL
Property Address125 STERLING GATE DR, ALABASTER, AL 35007-3909
Transaction TypeMortgage
Record UpdatedNov 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 STERLING GATE DR, ALABASTER, AL 35007-3909

Mortgage

Document Number0000545390
DateNov 12, 2021
Instrument20211112000545390
Lender
NameSPECIALIZED LOAN SERVICES LLC
TypeMortgage Company
AddressENGLEWOOD, CO 80111
Agreement
TypeVA Mortgage
AmountAmount on Record
Term319 Months
DueJun 1, 2048

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY AL
Recording DateJun 5, 2018
Property Address125 STERLING GATE DR, ALABASTER, AL 35007-3909
Document Number0000196580
Instrument DateMay 30, 2018
Instrument196580
Transaction TypeTransfer
Record UpdatedJun 25, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$195.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 STERLING GATE DR ALABASTER AL 350073909, ALABASTER, AL 35007-3909

Mortgage

Document Number196590
DateJun 5, 2018
Instrument196590
Lender
NameBUD WEBER MORTGAGES LLC
TypeBank
AddressBIRMINGHAM, AL 35216
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 4, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 125 Sterling Gate Dr was $1,489, up 0.5% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateAlabama
MunicipalityAlabaster City
CountyShelby County
Unified School DistrictAlabaster City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,489.00 (+0.47%)
2025$1,482.00$27,460$274,500 Land $80,000 Building $194,500
2023$1,375.00$25,480$254,700 Land $80,000 Building $174,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 125 Sterling Gate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Sterling Gate Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ALABASTER WATER DEPARTMENT
serves 40,986 people · EPA ID AL0001148
Water SourcePurchased surface water from several systems
Last State InspectionJul 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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