Chautauqua County and Dunkirk City property record for 125 Stegelske Ave, Dunkirk, NY 14048
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,064 sqft · built 1946 |
| Lot Size | 0.734 acres (32,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $163,000 (Aug 2025) |
| Tax Bill | $1,843 (2026) |
| Deeds & Mortgages | Aug 2025 Refinance Apr 2010 Mortgage + 3 more |
| APN | 060300 79.08-3-70 |
| Primary APN | 060300 79.08-3-70 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 32,000 sqft (0.734 acres) |
| Lot Dimensions | 200 ft deep x 160 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 504 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 030179640 |
|---|---|
| Street Address | 125 STEGELSKE AVE |
| City | DUNKIRK |
| State | NY |
| Zip | 14048-1330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 160 X 200 RES. GAR.; OLD APN: 060300 26-14-5 |
| Legal Block | 3 |
| Legal Lot Number | 70.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | DUNKIRK |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 35500 |
Source: Chautauqua County and Dunkirk City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 250 WAYNE CT, 2, BARTLETT, IL 60103-4182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK |
| Apr 7, 2010 | Deed of Trust, Mortgage EMBRACE HOME LOANS INC |
| Aug 29, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK |
| Aug 29, 2025 | Executor's Deed, Transfer · Stand-Alone First Mortgage M & T BANK |
| Apr 2, 2008 | Deed, Transfer BANK OF AMERICA FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2025 · Amount on Record |
| Deed Sale | Aug 29, 2025 · Amount on Record |
| Prior Sale | Apr 2, 2008 · Amount on Record |
| Deed Document Number | 20255523 |
| Prior Transfer Date | Nov 19, 2007 |
| Prior Transfer Doc | 0000002640/000000093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 125 STEGELSKE AVE, DUNKIRK, NY 14048-1330 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | MT2025003151 |
|---|---|
| Date | Aug 29, 2025 |
| Instrument | MT2025003151 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 125 STEGELSKE AVE, DUNKIRK, NY 14048-1330 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000003132/0000000330 |
|---|---|
| Date | Apr 7, 2010 |
| Book Page | 0000003132/0000000330 |
| Instrument | 0000000960 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 153 Months |
| Due | Jan 1, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 125 STEGELSKE AVE, DUNKIRK, NY 14048-1330 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | MT2025003151 |
|---|---|
| Date | Aug 29, 2025 |
| Instrument | MT2025003151 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Aug 29, 2025 |
| Property Address | 125 STEGELSKE AVE, DUNKIRK, NY 14048-1330 |
| Document Number | DE2025005523 |
| Instrument Date | Aug 29, 2025 |
| Instrument | DE2025005523 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | CHAUTAUQUA ABSTRACT COMPANY, CHAUTAUQUA ABSTRACT CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 250 WAYNE CT APT 2, 2, BARTLETT, IL 60103-4182 |
| Document Number | MT2025003150 |
|---|---|
| Date | Aug 29, 2025 |
| Instrument | MT2025003150 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Apr 2, 2008 |
| Property Address | 125 STEGELSKE AVE, DUNKIRK, NY 14048-1330 |
| Document Number | 0000002649/0000000218 |
| Book / Page | 0000002649 / 0000000218 |
| Instrument Date | Apr 2, 2008 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000003020/0000000583 |
|---|---|
| Date | Apr 2, 2008 |
| Book Page | 0000003020/0000000583 |
| Instrument | 0000001142 |
| Name | BANK OF AMERICA FSB |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 129 Months |
| Due | Jan 1, 2019 |
Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| Municipality | Dunkirk City |
| Unified School District | Dunkirk City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,843.00 (+3.37%) Homeowner's exemption | ||
| 2025 | $1,783.00 (-15.14%) | $44,300 (-) Land $5,600 Building $38,700 | $100,682 (+13.64%) Land $12,727 Building $87,955 |
| 2024 | $2,101.00 Homeowner's exemption | $44,300 (-) Land $5,600 Building $38,700 | $88,600 (+1%) Land $11,200 Building $77,400 |
| 2023 | $44,300 (-) Land $5,600 Building $38,700 | $80,545 (+14.55%) Land $10,182 Building $70,363 | |
| 2022 | Homeowner's exemption | $44,300 Land $5,600 Building $38,700 | $70,317 Land $8,889 Building $61,428 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNKIRK CITY serves 12,743 people · EPA ID NY0600360 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2022 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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