125 State St, Eaton Rapids, MI 48827 Property Records

Eaton County property record for 125 State St, Eaton Rapids, MI 48827

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,813 sqft · built 1936
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$283,500 (Jun 2026)
Tax Bill	$2,982 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2005 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`30005260508601`

Property Details

APN / Parcel Number

Primary APN	`30005260508601`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,813 sqft Living Area
1st Floor Area	1,036 sqft
Basement Area	1,036 sqft
Unfinished Basement	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Wood Siding
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	138 ft deep x 154 ft wide
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	125 STATE ST
City	EATON RAPIDS
State	MI
Zip	48827-1235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TRD
Legal Description	COM 115.75 FT W OF SE COR BLK 5, N 126.60 FT, S 67 1/2DEG E 15.70 FT, N 71.65 FT, N 87DEG 27MIN 40SEC W 163.35 FT, SLY ALONG RIVER 81.74 FT, E 96 FT, S 113.50 FT, E 58.50 FT TO BEG. BLK 5, MCINTOSH & FROST'S EAST ADDITION, CITY OF EATON RAPIDS 1996
Legal Subdivision	EAST ADD
Legal Block	5
Jurisdiction	EATON MI
Township / Civil Division	EATON RAPIDS
Census Block Group	2
Census Block	2023
Census Tract	21301

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 STATE ST, EATON RAPIDS, MI 48827-1235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Jan 18, 2005	Deed of Trust, Mortgage EATON FSB
Apr 15, 2008	Deed of Trust, Mortgage · Line of Credit EATON FSB
May 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage DART BANK
Jun 10, 2026	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Nov 6, 2020	Intrafamily Transfer, Transfer
Jun 5, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK NORTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Prior Sale	Jun 5, 2018 · Amount on Record
Deed Book / Page	3195 / 1167
Prior Transfer Date	May 13, 2003
Prior Transfer Doc	1680000326
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	125 STATE ST, EATON RAPIDS, MI 48827-1235
Transaction Type	Mortgage
Record Updated	Jun 26, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002878/473
Date	Oct 23, 2020
Book Page	2878/473

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	125 STATE ST, EATON RAPIDS, MI 48827-1235
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01898/0341
Date	Jan 18, 2005
Book Page	1898/0341

Lender

Name	EATON FSB
Type	Bank
Address	EATON RAPIDS, MI 48827

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 15, 2020

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	125 STATE ST, EATON RAPIDS, MI 48827-1235
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02175/0073
Date	Apr 15, 2008
Book Page	2175/0073

Lender

Name	EATON FSB
Type	Bank
Address	CHARLOTTE, MI 48813

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Recording Date	May 29, 2026
Property Address	125 STATE ST, EATON RAPIDS, MI 48827-1235
Document Number	3193001115
Book / Page	3193 / 1115
Instrument Date	May 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205

Mortgage

Document Number	3193001115,
Date	May 29, 2026
Book Page	3193/1115

Lender

Name	DART BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jun 10, 2026
Property Address	125 STATE ST, EATON RAPIDS, MI 48827-1235
Document Number	3195001167
Book / Page	3195 / 1167
Instrument Date	May 22, 2026
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$246,248.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 STATE ST, EATON RAPIDS, MI 48827-1235

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Nov 6, 2020
Property Address	125 STATE ST, EATON RAPIDS, MI 48827-1235
Document Number	2882/452
Book / Page	2882 / 452
Instrument Date	Oct 7, 2020
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2768 BARTLETT RD, PLEASANT LAKE, MI 49272-9610

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jun 5, 2018
Property Address	125 STATE ST, EATON RAPIDS, MI 48827-1235
Document Number	02737/0537
Book / Page	2737 / 0537
Map Reference	LB1 PG79B
Instrument Date	Jun 1, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	TRI-COUNTY TITLE AGENCY LLC, TRI COUNTY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 STATE ST, 125, EATON RAPIDS, MI 48827-1235

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9000 REGENT CT, PETOSKEY, MI 49770

Mortgage

Document Number	0002737539
Date	Jun 5, 2018
Instrument	2737/539

Lender

Name	FIRST NATIONAL BANK NORTH
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Eaton Rapids City
Unified School District	Eaton Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,100 (+0.8%)	$223,094 (-) Land $33,304 Building $189,790
2025	$2,982.00 (-0.07%) Homeowner's exemption	$113,200 (+28.78%)	$223,094 (+26.9%) Land $33,304 Building $189,790
2024	$2,984.00 (+3.29%)
2023		$87,900	$175,800
2022	$2,889.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1999–2004)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EATON RAPIDS serves 5,340 people · EPA ID MI0002020
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb
Copper	1.46 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2026
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, T-Mobile.

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