125 Springfield Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 125 Springfield Ct, O Fallon, IL 62269

Property Summary

Property Type	Commercial
Details	2,016 sqft · built 1990
Lot Size	0.4 acres (17,424 sqft)
Owner	Company Name on Record
Last Sale	$280,000 (Jan 2021)
Tax Bill	$8,803 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2021 Mortgage + 1 more
APN	`04-31-0-216-030`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-216-030`

Interior

Full Baths	3 Baths
Building Area	2,016 sqft Base Area
1st Floor Area	2,016 sqft
Basement Area	2,016 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Combination
Construction Type	Wood
Lot Area	17,424 sqft (0.4 acres)

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	220 sqft
Patio Area	220 sqft

Location & Zoning

Street Address	125 SPRINGFIELD CT
City	O FALLON
State	IL
Zip	62269-2495
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LINCOLN PARK LOT/SEC-2 A02682620
Legal Subdivision	LINCOLN PARK
Legal Block	216
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2000
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	210 MOLLY CT, O FALLON, IL 62269-6693
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Deed of Trust, Mortgage · Commercial Mortgage BANK OF OFALLON
Nov 16, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF OFALLON
Jan 7, 2021	Grant Deed, Construction Loan · Construction Mortgage BANK OF O'FALLON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2021 · Amount on Record
Deed Sale	Jan 7, 2021 · Amount on Record
Deed Document Number	20212682620
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	125 SPRINGFIELD CT, O FALLON, IL 62269-2495
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 SPRINGFIELD CT, O FALLON, IL 62269-2495

Mortgage

Document Number	0A02863092
Date	Oct 13, 2025
Instrument	A02863092

Lender

Name	BANK OF OFALLON
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Oct 6, 2028

Interest

Rate	7.25%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	125 SPRINGFIELD CT, O FALLON, IL 62269-2495
Transaction Type	Mortgage
Record Updated	Aug 24, 2023
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02726058
Date	Nov 16, 2021
Instrument	A02726058

Lender

Name	BANK OF OFALLON
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2021: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 7, 2021
Property Address	125 SPRINGFIELD CT, O FALLON, IL 62269-2495
Document Number	00A2682620
Instrument Date	Jan 6, 2021
Instrument	2682620
Transaction Type	Construction Loan
Record Updated	Apr 7, 2021
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	210 MOLLY CT O FALLON IL 622696693, O FALLON, IL 62269-6693

Mortgage

Document Number	A2682621
Date	Jan 7, 2021
Instrument	2682621

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O FALLON, IL 62269-8626

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,803.00	$122,128 (+34.34%) Land $17,365 Building $104,763	$366,384 (+34.34%) Land $52,095 Building $314,289
2022		$90,909 Land $12,926 Building $77,983	$272,727 Land $38,778 Building $233,949

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: ClearWave.

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