Spartanburg County property record for 125 Spring Valley Rd, Inman, SC 29349
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,470 sqft · built 1997 |
| Lot Size | 4.8 acres (209,088 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Mar 2021) |
| Tax Bill | $2,837 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Nov 2020 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 2-35-00-016.10 |
| Primary APN | 2-35-00-016.10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,470 sqft Living Area |
| Gross Area | 4,494 sqft |
| 1st Floor Area | 2,470 sqft |
| Basement Area | 528 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 209,088 sqft (4.8 acres) |
| Garage Type | Attached |
| Garage Area | 612 sqft |
| Porch | Porch |
| Porch Area | 619 sqft |
| Patio Area | 265 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 35491 |
|---|---|
| Street Address | 125 SPRING VALLEY RD |
| City | INMAN |
| State | SC |
| Zip | 29349-8107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 MEADOW LAKE SUBDIVISION SEC III PB 122-199-A PB 121-190 DB 60E-534 |
| Legal Subdivision | MEADOW LAKE SUB |
| Legal Lot Number | 11 |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | INMAN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 22804 |
125 Spring Valley Rd is owned and occupied by two individuals who bought it in March 2021.
Source: Spartanburg County records, as of December 23, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 SPRING VALLEY RD, INMAN, SC 29349-8107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC |
| Nov 18, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Mar 18, 2021 | Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2021 · Amount on File |
| Deed Sale | Mar 18, 2021 · Amount on File |
| Prior Sale | Apr 13, 2004 · Amount on File |
| Deed Document Number | 202114659 |
| Deed Book / Page | 131-L / 660 |
| Prior Transfer Date | Jul 17, 2007 |
| Prior Transfer Doc | 0000039361 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 125 SPRING VALLEY RD, INMAN, SC 29349-8107 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 125 SPRING VALLEY RD, INMAN, SC 29349-8107 |
| Document Number | 0000056623 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | 7122/144 |
| Instrument | 2025-56623 |
| Name | UPSTART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN MATEO, CA 94403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 5, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Property Address | 125 SPRING VALLEY RD, INMAN, SC 29349-8107 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000053471 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 5950/12 |
| Instrument | 2020-53471 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | BOILING SPRINGS, SC 29316 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 12, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Mar 18, 2021 |
| Property Address | 125 SPRING VALLEY RD, INMAN, SC 29349-8107 |
| Document Number | 0000014659 |
| Book / Page | 131-L / 660 |
| Map Reference | MB 122 PG 199 |
| Instrument Date | Mar 15, 2021 |
| Instrument | 2021-14659 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,027.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 125 SPRING VALLEY RD, INMAN, SC 29349-8107 |
| Document Number | 0000014660 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 6043/804 |
| Instrument | 2021-14660 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 125 Spring Valley Rd was $2,837, up 0.4% from the year before.
Source: Spartanburg County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Unified School District | Spartanburg School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,837.00 (+0.35%) | $16,000 Land $2,348 Building $13,652 | $400,000 Land $58,700 Building $341,300 |
| 2024 | $2,827.00 (+5.09%) | ||
| 2023 | $2,690.00 | $16,000 Land $2,348 Building $13,652 | $400,000 Land $58,700 Building $341,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 125 Spring Valley Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 Spring Valley Rd is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPARTANBURG WATER SYSTEM serves 166,364 people · EPA ID SC4210001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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