Montgomery County property record for 125 Spring St, Gaithersburg, MD 20877 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,942 sqft · built 1964 |
| Lot Size | 0.126 acres (5,470 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Jul 2020) |
| Tax Bill | $4,908 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00825707 |
| Primary APN | 09-00825707 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,942 sqft Living Area |
| 1st Floor Area | 1,142 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Split Foyer |
| Exterior Material | Block |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,470 sqft (0.126 acres) |
| Porch | Open Porch |
| Porch Area | 424 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Sewer | Municipal |
| Account Number | 00825707 |
|---|---|
| Street Address | 125 SPRING ST |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20877-1921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROWNS ADD TO GAITHE RSBURG |
| Legal Subdivision | BROWNS ADD GAITHERSBURG |
| Legal Block | 4 |
| Legal Lot Number | 18 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 700731 |
Source: Montgomery County records · APN 09-00825707
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 SPRING ST, GAITHERSBURG, MD 20877-1921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 01, 2020 | Deed of Trust, Transfer · Conventional with PMI RICHARD D DENCHFIELD |
| May 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OLDE TRADITION SPICE INC |
| Jan 07, 2017 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2020 · Amount on Record |
| Deed Sale | Jul 13, 2020 · Amount on Record |
| Deed Book / Page | 60028 / 167 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 125 SPRING ST, GAITHERSBURG, MD 20877-1921 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0627900001 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 62790/1 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 125 SPRING ST, GAITHERSBURG, MD 20877-1921 |
| Document Number | 0600280176 |
| Instrument Date | May 01, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 125 SPRING ST GAITHERSBURG MD 208771921, GAITHERSBURG, MD 20877-1921 |
| Document Number | 0600280176 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 060028/000176 |
| Name | RICHARD D DENCHFIELD |
|---|---|
| Address | 15403 STERLING DR, ROCKVILLE, MD 20850-4623 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 125 SPRING ST, GAITHERSBURG, MD 20877-1921 |
| Document Number | 0600280194 |
| Instrument Date | May 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 125 SPRING ST GAITHERSBURG MD 208771921, GAITHERSBURG, MD 20877-1921 |
| Document Number | 0600280194 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 060028/000194 |
| Name | OLDE TRADITION SPICE INC |
|---|---|
| Address | 15403 STERLING DR, ROCKVILLE, MD 20850-4623 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 125 SPRING ST, GAITHERSBURG, MD 20877-1921 |
| Document Number | 0538150401 |
| Book / Page | 053815 / 000401 |
| Instrument Date | Jan 07, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 125 SPRING ST GAITHERSBURG MD 208771921, GAITHERSBURG, MD 20877-1921 |
| Document Number | 0538150401 |
|---|---|
| Date | Feb 15, 2017 |
| Book Page | 053815/000401 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | MERRIFIELD, VA 22119-3327 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $419,300 (+5.38%) Land $155,600 Building $263,700 | $419,300 (-) Land $155,600 Building $263,700 | |
| 2025 | $4,908.00 (+25.72%) | $397,900 (+12.05%) | $419,300 (+18.08%) Land $155,600 Building $263,700 |
| 2023 | $355,100 Land $155,600 Building $199,500 | $355,100 Land $155,600 Building $199,500 | |
| 2022 | $3,904.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures