Albemarle County property record for 125 Spring Mountain Rd, Charlottesville, VA 22902 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1989 |
| Square Footage | 1,606 sqft Finished Area |
| Lot Size | 17,163 sqft (0.394 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $560,000 (2025) |
| Tax Bill | $4,552.00 (2026) |
Source: Albemarle County records · APN 090C0-00-00-12200
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 SPRING MOUNTAIN RD, CHARLOTTESVILLE, VA 22902-8796 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Dec 18, 2019 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) RALPH E JR MAIN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 22, 2025 · Amount on Record |
| Deed Sale | Oct 22, 2025 · Amount on Record |
| Prior Sale | Dec 18, 2019 · Amount on Record |
| Deed Doc Number | 20259983 |
| Prior Transfer Date | Nov 06, 2024 |
| Prior Transfer Doc | 0000010088 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Oct 22, 2025 |
| Property Address | 125 SPRING MOUNTAIN RD, CHARLOTTESVILLE, VA 22902-8796 |
| Document Number | 202500009983 |
| Map Reference | MB 1034 PG 752-762 |
| Instrument Date | Oct 22, 2025 |
| Instrument | 202500009983 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 125 SPRING MOUNTAIN RD, CHARLOTTESVILLE, VA 22902-8796 |
| Document Number | 202500009984 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 202500009984 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Dec 18, 2019 |
| Property Address | 125 SPRING MOUNTAIN RD, CHARLOTTESVILLE, VA 22902-8796 |
| Document Number | 0000014012 |
| Book / Page | 005257 / 000116 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 14012 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2020 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $379.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 SPRING MOUNTAIN RD CHARLOTTESVILLE VA 229028796, CHARLOTTESVILLE, VA 22902-8796 |
| Document Number | 14013 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 005257/000120 |
| Instrument | 14013 |
| Name | RALPH E JR MAIN |
|---|---|
| Address | CHARLOTTESVILLE, VA 22902 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2049 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,552.00 (+4.24%) | $509,200 (+4.24%) Land $200,000 Building $309,200 | $509,200 (+4.24%) Land $200,000 Building $309,200 |
| 2025 | $4,367.00 (+15.07%) | $488,500 (+9.92%) Land $144,000 Building $344,500 | $488,500 (+9.92%) Land $144,000 Building $344,500 |
| 2023 | $3,795.00 | $444,400 Land $144,000 Building $300,400 | $444,400 Land $144,000 Building $300,400 |
Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 090C0-00-00-12200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,606 sqft Finished Area |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Roof Material | Wood Roof |
| Lot Area | 17,163 sqft (0.394 acres) |
| Deck Area | 168 sqft Deck |
|---|---|
| Patio Area | 308 sqft Patio |
| Porch Area | 280 sqft Porch |
| View | Proximity to Airport View |
| Storage Building | 120 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 125 SPRING MOUNTAIN RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-8796 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MILL CREEK 3 122 PH-1 |
| Legal Subdivision | MILL CREEK |
| Jurisdiction | ALBEMARLE VA |
| Minor Civil Division | SCOTTSVILLE |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 11303 |
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