125 Smith St, Servia, IN 46980 Property Records

Wabash County property record for 125 Smith St, Servia, IN 46980

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,788 sqft · built 1992
Lot Size	0.424 acres (18,480 sqft)
Owner	Individual Name on File
Last Sale	$63,500 (Jul 2019)
Tax Bill	$379 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85-07-21-202-065.000-001`

Property Details

APN / Parcel Number

Primary APN	`85-07-21-202-065.000-001`
Alternative APNs	`01324153653` `0010051300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,788 sqft Living Area
1st Floor Area	1,788 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	18,480 sqft (0.424 acres)
Lot Dimensions	140 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Lean-To	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01324153653
Street Address	125 SMITH ST
City	SERVIA
State	IN
Zip	46980-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAUSTS 3RD (SERVIA) LOTS 17 & 18 & 1/2 VAC ALLEY DITCH 587
Legal Subdivision	JOHN N FOUSTS 3RD ADD
Legal Lot Number	17-18
Jurisdiction	WABASH IN
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2030
Census Tract	102300

Owner

125 Smith St is owned and occupied by an individual who bought it in July 2019.

Source: Wabash County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	125 SMITH ST, SERVIA, IN 46980-1501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Line of Credit CROSSROADS BANK
Jul 9, 2019	Warranty Deed, Transfer · Conventional Mortgage CROSSROADS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2019 · Amount on File
Deed Sale	Jul 9, 2019 · Amount on File
Prior Sale	Jul 22, 2013 · Amount on File
Deed Document Number	2019458166
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Recording Date	May 6, 2026
Property Address	125 SMITH ST, SERVIA, IN 46980-1501
Document Number	2026R492267
Instrument Date	Apr 28, 2026
Instrument	2026492267
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 SMITH ST, SERVIA, IN 46980-1501

Mortgage

Document Number	0000492267,
Date	May 6, 2026
Instrument	2026492267

Lender

Name	CROSSROADS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 15, 2041

Interest

Rate	5.77%
Max Rate	-1%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WABASH IN
Recording Date	Jul 9, 2019
Property Address	125 SMITH ST, SERVIA, IN 46980-1501
Document Number	2019R458166
Instrument Date	Jul 8, 2019
Instrument	2019R458166
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 SMITH ST, SERVIA, IN 46980-1501

Mortgage

Document Number	2019R458167
Date	Jul 9, 2019
Instrument	2019R458167

Lender

Name	CROSSROADS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 125 Smith St was $379 with a homeowner's exemption, up 57.9% from the year before.

Source: Wabash County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wabash County
County Subdivision	Chester Township
Unified School District	Manchester Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$379.00 (+57.92%) Homeowner's exemption	$104,800 Land $8,100 Building $96,700	$104,800 Land $8,100 Building $96,700
2024	$240.00
2023		$78,600 (+1.03%) Land $8,100 Building $70,500	$78,600 (+1.03%) Land $8,100 Building $70,500
2022	$218.00	$77,800 Land $5,600 Building $72,200	$77,800 Land $5,600 Building $72,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 125 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: RTC Communications.

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