125 Sima Dr, Laredo, TX 78045 Property Records

Webb County property record for 125 Sima Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	2,110 sqft · built 2018
Lot Size	0.173 acres (7,533 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,500 (Jul 2019)
Tax Bill	$1,897 (2025)
Deeds & Mortgages	Mar 2018 Construction Loan Mar 2018 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`989-81002-020`

Property Details

APN / Parcel Number

Primary APN	`989-81002-020`
Alternative APN	`579653`

Interior

Stories	1 Story
Building Area	2,110 sqft Living Area
Gross Area	2,590 sqft
1st Floor Area	2,110 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,533 sqft (0.173 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	216 sqft

Location & Zoning

Street Address	125 SIMA DR
City	LAREDO
State	TX
Zip	78045-9068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST LA CUESTA, BLOCK 2, LOT 2, PHASE 3
Legal Subdivision	SAN ISIDRO NORTHEAST LA CUESTA
Legal Phase	3
Legal Block	2
Legal Lot Number	2
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2017
Census Tract	1727

Owner

Source: Webb County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 SIMA DR, LAREDO, TX 78045-9068
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2018	Deed of Trust, Mortgage · Construction Mortgage INTER NATIONAL BANK
Mar 26, 2018	Deed of Trust, Mortgage · Construction Mortgage INTER NATIONAL BANK
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jul 15, 2019	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2019 · Amount on Record
Deed Sale	Jul 15, 2019 · Amount on Record
Deed Document Number	20191366160
Deed Book / Page	4630 / 884
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	125 SIMA DR, LAREDO, TX 78045-9068
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004382/169
Date	Mar 9, 2018
Book Page	4382/169
Instrument	1322733

Lender

Name	INTER NATIONAL BANK
Type	Bank
Address	LAREDO, TX 78041

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Feb 26, 2019

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	125 SIMA DR, LAREDO, TX 78045-9068
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004390/363
Date	Mar 26, 2018
Book Page	4390/363
Instrument	1324387

Lender

Name	INTER NATIONAL BANK
Type	Bank
Address	LAREDO, TX 78041

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 12, 2019

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	125 SIMA DR, LAREDO, TX 78045-9068
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004802/263
Date	Jun 15, 2020
Book Page	4802/263
Instrument	1394822

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 15, 2019
Property Address	125 SIMA DR, LAREDO, TX 78045-9068
Document Number	004630/884
Book / Page	4630 / 884
Map Reference	VOL 35 PG 24-25
Instrument Date	Jul 11, 2019
Instrument	1366160
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 SIMA DR, LAREDO, TX 78045-9068

Mortgage

Document Number	0001366161
Date	Jul 15, 2019
Instrument	1366161

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,897.00 (-15.16%) Homeowner's exemption	$374,951 (+14.05%) Land $114,954 Building $259,997	$374,951 (+14.05%) Land $114,954 Building $259,997
2024	$2,236.00 (+11.97%)
2023		$328,748 Land $99,586 Building $229,162	$328,748 Land $99,586 Building $229,162
2022	$1,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

Nearby Properties on Sima Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures